Business Details
25 Years
experience
Your Trusted Mortgage Advisor in Torquay
Established in 2001, Riviera Mortgages has grown into a reputable mortgage advisory firm serving Torbay and surrounding areas. With over three decades of combined experience in financial services, we specialise in delivering tailored mortgage solutions and protection products. Our team prioritises face-to-face consultations to ensure clients receive personalised advice aligned with their unique circumstances. We cover a comprehensive range of services, including first-time buyer mortgages, remortgaging, buy-to-let financing, and personal/business protection planning. Our commitment to transparency and client education ensures all financial decisions are made with clarity and confidence.By maintaining strong relationships with lenders and third-party professionals, we streamline the mortgage process to minimise stress for our clients. Our referral scheme for wills and trusts extends our expertise beyond traditional mortgage services, offering holistic financial planning support. Evening and weekend appointments accommodate busy schedules, reflecting our dedication to accessibility. As an appointed representative of PRIMIS Mortgage Network, we adhere to rigorous regulatory standards while maintaining local market knowledge. Client testimonials consistently highlight our responsiveness, expertise, and ability to secure favourable outcomes even in complex cases.
Services
Mortgages
First Time Buyer
Remortgage
Buy to Let
Life Insurance
Critical Illness Cover
Income Protection
Business Protection
Conveyancing
Wills
Details
- Year established: 2001
Highlights and features
- We have over 30 years of combined experience in mortgage advisory services.
- Our tailored solutions prioritise your individual financial circumstances.
- We offer obligation-free consultations to build client confidence.
- Our local market expertise ensures informed property financing decisions.
- We maintain strong lender relationships for competitive mortgage options.
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic communication
Expertise
Personalised service
Stress free transaction
Highly recommend
Services
Mortgages
We provide comprehensive mortgage advisory services tailored to individual circumstances. Our expertise covers first-time buyer mortgages, remortgaging, buy-to-let financing, and complex property transactions. With access to a wide range of lenders, we secure competitive rates while ensuring compliance with regulatory requirements.
Life Insurance
Our life insurance solutions offer financial protection for dependents in the event of death. Policies are customised to individual needs, providing either term or whole-of-life coverage. We explain policy features clearly to ensure informed decision-making.
Critical Illness Cover
This service provides financial security if diagnosed with a serious illness. Coverage includes conditions like cancer, heart attacks, and strokes. We help clients understand policy terms and select appropriate coverage levels.
Income Protection
Our income protection policies replace a portion of earnings during prolonged illness or disability. We assess individual circumstances to determine suitable benefit periods and payout percentages, ensuring financial stability during recovery.
Business Protection
We offer tailored protection solutions for businesses, including key person insurance and shareholder protection. These products safeguard against financial losses from unexpected events, ensuring business continuity and stakeholder security.
People
Colin Tucker
Mortgage Advisor
With over 30 years in financial services, Colin specialises in mortgage advisory and protection planning. His client-focused approach combines local market knowledge with access to nationwide lenders, consistently delivering tailored solutions for residential and commercial clients.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let financing, and commercial mortgages. Our services also include mortgage protection products and conveyancing referrals.
Do you charge arrangement fees?
Yes, our mortgage arrangement fee is up to £495, confirmed before application. We also receive fees from lenders, ensuring competitive pricing.
Can you help with protection products?
We offer life insurance, critical illness cover, income protection, and business protection solutions tailored to individual and corporate needs.
Are your services regulated?
As an appointed representative of PRIMIS Mortgage Network, we are regulated by the Financial Conduct Authority for mortgage and protection services.
Do you offer evening appointments?
Yes, we provide evening and weekend appointments to accommodate clients' schedules beyond standard office hours.
How do you handle complex cases?
Our experience with challenging cases, including military personnel and multi-property transactions, ensures we find solutions where other brokers may not.
