Business Details
21 Years
experience
Expert Mortgage Brokers in Plymouth
Brunel Independent Mortgages has been delivering expert mortgage and insurance advice to clients across the UK since 2005. Our team of independent advisers, supported by dedicated customer relations specialists, ensures a seamless service from application to completion. We prioritise proactive communication, ensuring clients remain informed throughout the process without needing to chase updates. With over 30 years of combined industry experience, our team specialises in tailored solutions for first-time buyers, remortgaging, equity release, and buy-to-let portfolios.We maintain long-term relationships by reviewing clients' needs at product expiry and offering ongoing support. Regulated by the Financial Conduct Authority, we uphold rigorous standards of professionalism and client care. Our ethos centres on transparency, expertise, and a commitment to securing the best possible outcomes for every client.
Services
Mortgage Advice
Equity Release
Insurance Services
Remortgaging
Buy-to-Let Mortgages
Details
- Year established: 2005
Highlights and features
- We have over 30 years of combined experience in mortgage and insurance advice.
- Our team includes FCA-regulated specialists with expertise in equity release.
- We provide proactive communication throughout the mortgage application process.
- We offer tailored solutions for first-time buyers, remortgagers, and retirees.
- Our client reviews highlight exceptional service and professional expertise.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Polite, friendly and professional
Best service and value for money
Genuine compassion and expertise
Seamless process and efficiency
Services
Mortgage Advice
Our mortgage advisory service provides tailored solutions for first-time buyers, remortgagers, and property investors. We assess individual financial circumstances to recommend competitive mortgage products. Our FCA-regulated advisers ensure transparent guidance throughout the application process.
Equity Release
Specialist equity release advice enables homeowners over 55 to access property wealth without monthly repayments. We explain lifetime mortgage options and home reversion schemes with clear explanations of long-term implications.
Insurance Services
We offer comprehensive insurance solutions including life cover, critical illness protection, and income protection policies. Our advisers help clients select appropriate coverage to safeguard against financial risks.
Remortgaging
Our remortgaging service identifies better rates and terms for existing homeowners. We handle the entire process from product selection to completion, ensuring minimal disruption and maximum financial benefit.
Buy-to-Let Mortgages
Tailored buy-to-let mortgage advice caters to property investors seeking competitive financing options. We provide portfolio management strategies and specialist landlord insurance solutions to maximise investment returns.
People
Chris Kearney
Director
Director of Brunel Mortgages since 2005, Chris brings 40+ years' financial services experience. Qualified adviser since 1981, he specialises in mortgage and protection advice. Prioritises customer satisfaction and leads a team of specialists.
Sharon Hobbs
Equity Release & Mortgage Adviser
Mortgage adviser since 1994, Sharon specialises in over-50s mortgages and equity release. Helps first-time buyers achieve homeownership. Combines technical expertise with empathetic client support to simplify complex financial processes.
Gill Parsons
Equity Release & Mortgage Adviser
With 35+ years in mortgages, Gill focuses on retirement and over-50s lending. Provides clear guidance through complex applications while maintaining a friendly, approachable manner that puts clients at ease.
Karen Daniel
Protection Adviser & Mortgage Adviser
Specialist protection adviser since 1995, Karen ensures clients' financial security through tailored insurance solutions. Also advises on over-50s mortgages and equity release products with a focus on long-term client needs.
Graham Walsh
Protection Adviser & Mortgage Specialist
With 25+ years in financial services, Graham offers expert mortgage advice for all client types. Specialises in protection solutions to safeguard families against unforeseen circumstances while maintaining a client-focused approach.
Questions
What mortgage options are available for first-time buyers?
We offer tailored first-time buyer mortgages with competitive rates, including government schemes like Help to Buy. Our advisers explain deposit requirements, affordability criteria, and long-term repayment options.
How does equity release work for over-55s?
Equity release allows homeowners over 55 to access property wealth without monthly repayments. We explain lifetime mortgages and home reversion schemes, including inheritance implications and available drawdown facilities.
Can you help with buy-to-let mortgage applications?
Yes, we specialise in buy-to-let mortgages for both new investors and portfolio landlords. We compare competitive rates, explain tax implications, and provide portfolio management strategies.
What protection insurance options do you offer?
We provide life cover, critical illness protection, and income protection policies. Our advisers assess individual needs to recommend appropriate coverage levels and policy structures.
How long does the mortgage application process take?
Applications typically complete within 4-8 weeks. Our team proactively updates clients throughout, handling valuations, legal work, and lender communications to ensure timely completion.
Are your services regulated by financial authorities?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA 521626). This ensures we maintain strict professional standards and client protection measures.
