Business Details
46 Years
experience
Expert Mortgage Advice in Plymouth
Mortgages 4 Plymouth has been providing expert mortgage and protection advice for over 40 years. Our team of award-winning advisers combines deep industry knowledge with a commitment to personalized service, ensuring clients receive tailored solutions that meet their unique circumstances. As a local family-run business, we prioritise building long-term relationships and maintaining transparency throughout the mortgage process. Our independence from single lenders allows us to access a comprehensive range of products, including exclusive rates unavailable on the high street.With principal advisor Tricia bringing over four decades of experience, we offer a client-centric approach that has earned us a 5-star Google rating. We specialise in first-time buyer mortgages, re-mortgaging, buy-to-let portfolios, armed forces mortgages, and life insurance protection. Our service extends beyond completion, with ongoing support to ensure continued client satisfaction. All advisers undergo rigorous training to maintain the highest standards of expertise and professionalism.
Services
First Time Buyers
Re-Mortgages
Homemover Mortgages
Buy to Let Mortgages
Armed Forces Mortgages
Life Insurance
Protection Insurance
Details
- Year established: 1980
Highlights and features
- Over 40 years of mortgage advisory experience since 1980
- Award-winning team with local market expertise
- Independent brokers with access to exclusive mortgage rates
- Personalised advice with no-obligation initial consultations
- Comprehensive protection insurance solutions alongside mortgages
Associations and certifications
- Financial Conduct Authority
What people say
Very helpful
Knowledgeable
Quick to respond
Excellent service
Highly recommend
Services
First Time Buyers
Specialist support for first-time homebuyers navigating their initial property purchase. We provide comprehensive guidance from initial consultation through to completion, explaining mortgage options in accessible language while securing competitive rates. Our service includes assistance with agreement in principle documentation and ongoing support to ensure a stress-free experience for new buyers.
Re-Mortgages
Expert re-mortgaging solutions for homeowners seeking better rates or additional funds. We assess individual circumstances to recommend appropriate products, including free valuation options and legal fee arrangements. Our independent status allows access to exclusive market rates while maintaining existing lender relationships where beneficial for clients.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice for property investors. We assess rental income potential and deposit requirements to secure suitable financing. Our service includes portfolio building strategies and let-to-buy solutions, with expertise in both regulated and unregulated buy-to-let products available across the UK property market.
Armed Forces Mortgages
Tailored mortgage solutions for armed forces personnel. We understand unique service requirements and offer flexible appointment scheduling alongside Forces Help to Buy Scheme eligibility assessments. Our advisers have extensive experience supporting military clients with competitive mortgage products suited to their specific circumstances.
Life Insurance
Comprehensive life insurance and protection products to safeguard families and investments. We offer term life cover, critical illness protection, and income protection policies with options to place policies in trust. Our service includes detailed explanations of coverage terms and ongoing support for policy management.
People
Tricia
Principal Advisor
With over 40 years in financial services since 1980, Tricia established Mortgages 4 Plymouth and personally trained all advisors. Her extensive industry knowledge ensures clients receive expert mortgage and protection advice tailored to their specific needs.
Adam
Mortgage Adviser
Experienced mortgage adviser known for knowledgeable guidance and prompt communication. Specialises in first-time buyer mortgages and complex cases, maintaining consistent client contact throughout the mortgage process to ensure transparency and satisfaction.
Fran
Mortgage Adviser
Skilled adviser providing reassurance through detailed mortgage process explanations. Focuses on personalised solutions, maintaining regular communication with clients to address concerns and ensure informed decision-making throughout their home buying journey.
Questions
What mortgage options are available for first-time buyers?
We offer tailored first-time buyer mortgages with competitive rates, including 95% LTV options. Our advisers explain available products in simple terms and assist with agreement in principle documentation.
Do you charge fees for mortgage advice?
Our mortgage advice fees range from £0 to £399 depending on circumstances, with no charge for product transfers. We also receive lender commissions for arranging mortgages.
Can you help with buy-to-let mortgage applications?
Yes, we specialise in buy-to-let mortgages, assessing rental income potential and deposit requirements. We offer portfolio building strategies and access to specialist lenders across the UK property market.
What protection insurance options do you offer?
We provide life insurance, critical illness cover, income protection, and family income benefit policies. Our advisers explain coverage options and assist with placing policies in trust where appropriate.
Are your mortgage rates different from high street banks?
As independent brokers, we access exclusive mortgage rates not available through high street banks. Our advisers compare market products to find the most competitive options suited to your circumstances.
