Business Details
29 Years
experience
Trusted Mortgage Brokers in Exeter | Professional Mortgage Services
Established in 1997, Professional Mortgage Services has built a reputation as a trusted mortgage advisory firm serving clients across Exeter, Devon, and the UK. Our team of FCA-authorised professionals specialises in providing tailored mortgage solutions for first-time buyers, remortgagers, buy-to-let investors, and those with complex financial histories. With access to a comprehensive range of products across the market, we combine 25+ years of industry experience with a client-centric approach to demystify the mortgage process. We offer expert guidance on property financing, including auction finance, additional borrowing, and self-employed mortgage applications. Our protection services extend to mortgage protection insurance, income protection, and critical illness cover through leading providers.As an appointed representative of HL Partnership Limited, we maintain strict compliance with FCA regulations while delivering transparent advice. Our commitment to ethical practices is demonstrated through detailed consultations, no-obligation discussions, and flexible meeting options via phone, video, or in-person. We prioritise long-term client relationships by providing ongoing support throughout the mortgage lifecycle. Our expertise extends to handling cases declined elsewhere, including those with CCJs or credit score challenges. Through continuous market analysis and personalised service, we ensure clients receive the most suitable mortgage products aligned with their unique circumstances.
Services
First Time Buyers
Remortgages
Buy to Let
Auction Finance
Self Employed Mortgages
Mortgage Protection
Income Protection
Critical Illness Insurance
Details
- Year established: 1997
Highlights and features
- 25+ years of mortgage advisory experience since 1997
- FCA-authorised advisors ensuring regulatory compliance
- Specialist solutions for complex cases including CCJs
- Comprehensive market coverage across 90+ lenders
- Flexible consultation options including video meetings
Associations and certifications
- Financial Conduct Authority
Services
First Time Buyers
Specialist mortgage advice for first-time property purchasers. We guide clients through affordability assessments, deposit requirements, and government schemes. Our FCA-regulated advisors help secure competitive rates tailored to individual financial circumstances while explaining all associated risks.
Remortgages
Expert remortgaging solutions for homeowners seeking better rates or additional borrowing. We analyse existing mortgage terms, exit fees, and new product offerings to identify cost-saving opportunities. Our service includes fixed-rate, tracker, and flexible mortgage options.
Buy to Let
Tailored financing solutions for property investors. We advise on portfolio mortgages, limited company buy-to-lets, and specialist landlord products. Our FCA-regulated service covers rental affordability assessments, tax implications, and commercial buy-to-let options.
Mortgage Protection
Comprehensive mortgage protection policies to safeguard against financial hardship. We offer death, critical illness, and income protection cover from leading insurers. Our advisors help clients understand policy terms, exclusions, and appropriate coverage levels.
Auction Finance
Specialist financing for property auction purchases. We connect clients with authorised partners offering rapid funding solutions. Our service covers both residential and commercial auction properties, including short-term bridging finance options.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, we are an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority (FCA).
Can you help with mortgages for self-employed individuals?
Yes, we specialise in self-employed mortgages for sole traders and limited company directors with at least 12 months trading history.
Do you charge fees for mortgage advice?
Yes, our mortgage advice fee is £395, though this may vary depending on individual circumstances.
Can you assist clients with adverse credit histories?
Yes, we have experience helping clients with CCJs, defaults, and low credit scores secure suitable mortgage products.
What protection insurance options do you offer?
We provide mortgage protection insurance, income protection, critical illness cover, and buildings & contents insurance from leading providers.
Do you offer remote consultation options?
Yes, we offer flexible consultations via telephone, email, or online video meetings to accommodate client preferences.
