Business Details
Trusted Mortgage & Business Finance Solutions UK
Giles Finance is a specialist financial services firm with extensive experience in mortgage and business finance solutions. Our team of professional consultants focuses on building long-term relationships with clients to deliver tailored investment and financing strategies for sustained success. We operate across England and Wales, offering access to the full spectrum of commercial mortgages, buy-to-let products, and alternative financing options including asset finance, bridging loans, and invoice factoring. Authorised by the Financial Conduct Authority and regulated by the Bank of England Prudential Regulation Authority, we maintain rigorous compliance standards while providing flexible solutions for both domestic and international clients.Our expertise extends to handling complex cases involving adverse credit histories, self-certified loans, and high-value property portfolios. We prioritise transparent communication, competitive pricing structures, and rapid decision-making through our network of specialist lenders. With a focus on client education and market analysis, we help investors and businesses navigate regulatory requirements while optimising their financial strategies. Our commitment to continuous support ensures clients receive ongoing advice throughout the lifecycle of their financial products.
Services
Asset Finance
Bridging Finance
Buy to Let Mortgages
Development Funding
Invoice Factoring
Leasehold Business Finance
Expat Buy to Let Mortgages
Secured Loans
Highlights and features
- FCA-authorised advisors with specialist lender networks
- Access to whole UK mortgage and finance market
- Expertise in adverse credit and complex cases
- Tailored solutions for property investors and businesses
- Rapid decision-making and funding processes
Associations and certifications
- Financial Conduct Authority
- Bank of England Prudential Regulation Authority
Services
Asset Finance
Asset finance enables businesses to leverage existing assets like machinery, inventory, and accounts receivable for immediate funding. This solution addresses cash flow challenges while maintaining operational continuity. Giles Finance offers tailored arrangements through a panel of specialist lenders, ensuring rapid access to capital for equipment purchases, inventory management, and business expansion projects across England and Wales.
Bridging Finance
Bridging finance provides temporary funding for property transactions requiring urgent completion. Available for 3-12 month terms with flexible repayment options, these loans support property purchases, refurbishments, and development projects. Giles Finance secures competitive rates from specialist lenders, with funding available up to 75% of property value for both residential and commercial projects.
Buy to Let Mortgages
Specialist buy-to-let mortgages cater to property investors seeking rental income solutions. Available up to 85% loan-to-value with flexible repayment structures, these products accommodate single properties and large portfolios. Giles Finance offers tailored advice for UK residents and expatriates, including self-certified options and adverse credit considerations.
Development Funding
Development funding supports residential and commercial construction projects from 50,000 to 50 million. Loans cover land acquisition, construction costs, and project completion with flexible drawdown facilities. Giles Finance provides funding for new builds, refurbishments, and conversions, including part-build projects requiring urgent financial support.
Secured Loans
Secured loans and second charge funding release equity without disrupting existing mortgage arrangements. These solutions preserve favourable interest rates while providing capital for home improvements, debt consolidation, or business investments. Available against residential and commercial properties with rapid approval processes for urgent funding requirements.
Questions
What mortgage products do you offer for property investors?
We provide buy-to-let mortgages up to 85% LTV, including let-to-buy schemes, HMO financing, and portfolio mortgages for multiple properties.
Can I get financing with adverse credit history?
Yes, we specialise in arranging mortgages and business loans for applicants with CCJs, defaults, and mortgage arrears through specialist lenders.
Do you work with expatriate clients?
Yes, we offer expat buy-to-let mortgages for UK nationals working abroad and foreign nationals seeking UK property investments.
How quickly can I access development funding?
We can issue a decision in principle within minutes and disburse funds within days for approved property development projects.
What business finance options are available?
We offer asset finance, invoice factoring, bridging loans, and secured lending solutions tailored to business cash flow requirements.
Are there fees for your advisory services?
Our initial consultation is free. We disclose all fees upfront, including arrangement, valuation, and processing charges before proceeding.
Reviews (2)
Asif Shabbir
Mar 16, 2021
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It was a great experience to work with Giles Finance. They are extremely professional and responsive. They listen to your needs and deliver above your expectations. I will definitely work with them again and recommend as much as possible.
Belinda Baako
Jun 25, 2020
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The last few months have been very stressful, going through the mortgage process, but I received so much support from the team at Giles and they worked tirelessly to get me the mortgage offer I needed. Thank you so much Giles Team, I'm a very happy and satisfied customer.
