Business Details
34 Years
experience
Your Trusted Commercial Mortgage Broker in Bexley
Established in 1992, Fleet Commercial Finance has built a reputation as a trusted independent commercial mortgage brokerage serving clients across Kent and beyond. Our managing director, Kevin Beck, brings over 35 years of industry expertise to every transaction, leveraging extensive lender relationships to secure tailored financing solutions. We specialise in commercial property mortgages for diverse sectors including hospitality, healthcare, and professional practices, offering impartial advice without ties to any specific lender. Our fee-based model ensures transparency, with negotiable fees and clear commission disclosures.Recognised as NACFB's 2024 Commercial Mortgage Broker of the Year, we combine city-level expertise with personalised service, maintaining FCA authorisation (725246) for regulatory compliance. Our track record includes facilitating complex deals for hotels, nursing homes, and owner-occupied commercial premises, with financing options reaching up to 100% of purchase value in specific scenarios. Client testimonials highlight our responsiveness, market knowledge, and commitment to delivering value-driven solutions that support business growth.
Services
Commercial Mortgage Brokers
Investment Property Finance
Pension Fund Mortgages
Professional Practice Finance
Invoice Discounting
Details
- Year established: 1992
Highlights and features
- 35+ years' experience in commercial lending
- Tailored mortgage solutions for complex transactions
- FCA regulated for client protection
- Winner of 2024 NACFB Commercial Mortgage Broker award
- Impartial advice with no lender ties
Associations and certifications
- National Association of Commercial Finance Brokers (NACFB)
- Financial Conduct Authority (FCA)
What people say
Outstanding services
Professional chap
Kept me informed
Fair deal
Knowledgeable broker
Services
Commercial Mortgage Brokers
We specialise in arranging commercial mortgages for diverse property types including hotels, pubs, offices, and professional practice premises. Our independent brokerage secures competitive rates through major banks and specialist lenders. With tailored financing options up to 75% loan-to-value, we support business property acquisitions and refinancing requirements across the UK.
Investment Property Finance
Our investment property financing solutions cater to buy-to-let commercial portfolios and single asset acquisitions. We facilitate deals for both new purchases and refinancing, offering up to 70% of going concern value for pubs and hotels. Our expertise extends to advising on optimal financing structures for maximum investment returns.
Pension Fund Mortgages
We arrange specialist mortgages for self-invested pension schemes purchasing commercial property. Our solutions enable pension funds to acquire business premises while maintaining compliance with HMRC regulations. We work with lenders offering competitive terms specifically designed for pension-backed property investments.
Professional Practice Finance
Tailored financing for doctors, dentists, and other professionals purchasing purpose-built practice premises. We offer 100% financing options for qualifying professionals, with flexible repayment terms aligned to practice cashflow requirements. Our expertise ensures smooth transactions for healthcare and professional service providers.
Invoice Discounting
We provide invoice discounting and factoring solutions to improve business cashflow. These facilities enable companies to access immediate funds against outstanding invoices, supporting working capital requirements and expansion opportunities. Our lender partners offer competitive rates for established businesses with regular trade receivables.
People
Kevin Beck
Managing Director
With over 35 years' experience in commercial finance, Kevin established Fleet Commercial Finance in 1992. His expertise in mortgage brokering and lender relationships ensures clients receive tailored financing solutions. Kevin's client-focused approach has earned multiple industry awards including NACFB's 2024 Commercial Mortgage Broker of the Year.
Questions
What commercial mortgage services do you offer?
We specialise in commercial property mortgages for hotels, pubs, offices, professional practices, and investment properties with financing up to 75% LTV.
How do you differ from high street banks?
As independent brokers, we access multiple lenders including challenger banks and specialist providers beyond traditional high street offerings.
What financing options exist for professional practices?
We offer 100% financing solutions for doctors', dentists', and accountants' practice premises with competitive commercial rates.
How does your application process work?
Initial consultations assess your requirements, followed by lender matching, documentation review, and mortgage offer negotiation.
Do you serve clients outside Kent?
While based in Bexley, we arrange commercial financing nationwide through our extensive lender network.
How are complaints handled?
Contact us directly via phone or written correspondence. Unresolved issues may be referred to the Financial Ombudsman Service.
