Business Details
10 Years
experience
Your Trusted Mortgage Broker in Maidstone, Kent
Established in 2016, Direct Mortgage Centre has built a reputation as a trusted mortgage brokerage in Kent. Our team of advisers, each with a minimum of 15 years' experience, provides impartial guidance across thousands of mortgage products. We prioritise client needs through dedicated case management, ensuring seamless transactions from initial consultation to completion. Our commitment extends beyond immediate transactions, offering ongoing mortgage reviews and after-sales support.Regulated by the Financial Conduct Authority, we maintain rigorous professional standards while delivering tailored solutions for first-time buyers, home movers, buy-to-let investors, and those with complex financial circumstances. Our proven track record, evidenced by long-term client relationships and industry recognition, underscores our position as market leaders in mortgage advisory services.
Services
First Time Buyer Mortgages
Buy to Let Mortgages
Remortgaging
Help to Buy Mortgages
Bad Credit Mortgages
Shared Ownership Mortgages
Right to Buy Mortgages
Secured Loans
Portfolio Buy to Let
Debt Management Mortgages
Details
- Year established: 2016
Highlights and features
- Advisers with minimum 15 years' mortgage industry experience
- Impartial advice across 1000+ mortgage products
- Dedicated case managers for seamless transactions
- Ongoing mortgage reviews and after-sales support
- Regulated by the Financial Conduct Authority (FCA)
Associations and certifications
- Financial Conduct Authority
What people say
Highly recommend
Quick service
Best mortgage broker
Great support
Excellent communication
Services
First Time Buyer Mortgages
Specialised mortgage solutions for first-time property purchasers. We provide comprehensive guidance through government schemes like Help to Buy, assist with deposit requirements, and secure competitive rates tailored to individual financial circumstances. Our advisers help navigate the entire process from initial affordability assessments to final completion.
Buy to Let Mortgages
Tailored financing options for property investors. We offer portfolio management strategies, competitive rate negotiations with specialist lenders, and advice on tax-efficient structures. Our services include assessing rental income viability, stress-testing against void periods, and recommending appropriate mortgage types for both single and multiple property investors.
Remortgaging
Expert guidance for homeowners seeking better mortgage terms. We analyse current deals, identify potential savings, and manage the transition process to new lenders. Our services include equity release options, debt consolidation advice, and recommendations on fixed versus variable rate products to suit changing financial circumstances.
Bad Credit Mortgages
Specialist mortgage solutions for clients with credit challenges. We work with niche lenders offering flexible criteria, provide credit improvement strategies, and help demonstrate financial responsibility to potential lenders. Our advisers assess affordability while considering past defaults, CCJs, or bankruptcy history to secure viable mortgage options.
Help to Buy Mortgages
Comprehensive support for government scheme applicants. We explain eligibility requirements, assist with equity loan applications, and coordinate with solicitors to meet scheme deadlines. Our advisers ensure clients understand the five-year interest-free period and subsequent repayment obligations associated with the Help to Buy initiative.
People
Richard Harris
Mortgage Adviser
With over 20 years' experience in mortgage advisory services, Richard specialises in complex cases including adverse credit mortgages and buy-to-let portfolios. He maintains professional qualifications in advanced mortgage planning and has helped thousands of clients achieve property ownership goals.
Jayne Smith
Case Manager
Jayne oversees mortgage transactions from application to completion, ensuring smooth processes for clients. With 18 years' industry experience, she specialises in coordinating legal requirements, lender conditions, and client communications to deliver timely property transactions.
Questions
What mortgage types do you offer?
We provide first-time buyer, buy-to-let, remortgage, help-to-buy, adverse credit, and portfolio mortgages. Our advisers also handle specialist products like self-build and retirement interest mortgages.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 302007, ensuring compliance with strict professional standards.
How do you find competitive mortgage rates?
As independent brokers, we access thousands of products across 200+ lenders to find the best rates suited to your specific circumstances and financial profile.
Can you help with bad credit mortgages?
Yes, we specialise in adverse credit cases. Our advisers work with specialist lenders and provide tailored strategies to improve mortgage eligibility while managing existing financial obligations.
What areas do you serve?
While based in Maidstone, Kent, we provide mortgage services nationwide through face-to-face consultations, remote advice, and comprehensive online support resources.
Do you offer ongoing mortgage support?
Yes, we provide lifetime mortgage reviews, remortgage reminders, and ongoing portfolio management to ensure your mortgage continues meeting financial goals throughout ownership periods.
