Business Details
21 Years
experience
Your Trusted Mortgage Broker in Plymouth
Established in 2005, Trinity Independent Mortgage Brokers is a leading independent mortgage brokerage based in Plymouth, Devon. Founded by industry veterans with extensive experience in financial services, we pride ourselves on acting solely in our clients' interests. Our team of certified professionals holds qualifications such as CeMAP and boasts decades of combined expertise in residential, commercial, and specialist mortgage solutions. As an Appointed Representative of Draper & Co Ltd, authorised by the Financial Conduct Authority, we maintain the highest standards of regulatory compliance. Our reputation for exceptional service has been built through consistent client satisfaction, with over 85% of new business coming from referrals.We offer access to the entire mortgage market, ensuring tailored solutions for first-time buyers, landlords, and commercial clients. Our commitment to transparency, ethical advice, and ongoing support has solidified our position as one of the South West's most trusted mortgage brokers. Through continuous market analysis and personalised guidance, we help clients navigate complex financial landscapes with confidence. Our long-standing relationships with lenders and focus on lifelong client partnerships distinguish us in the competitive mortgage industry.
Services
House Purchase
Remortgage
Buy to Let
Commercial Mortgages
Self Build Mortgages
Bridging Finance
Right to Buy
Adverse Credit
Equity Release
Top Up Loans
Details
- Year established: 2005
Highlights and features
- We offer independent access to the full UK mortgage market
- Our team holds professional CeMAP qualifications with decades of experience
- 85% of new clients come through client referrals
- Specialist expertise in complex cases including adverse credit and self-builds
- Award-winning customer service with 159+ verified reviews
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Exceptional service
Professional and very helpful
Amazing service
Knowledgeable and trustworthy
Outstanding knowledge
Services
House Purchase
We specialise in residential mortgage solutions for first-time buyers and home movers. Our expert team provides comprehensive guidance through the entire purchase process, from initial advice to completion. With access to 95% loan-to-value options and exclusive lender deals, we help clients secure competitive rates tailored to their circumstances while offering ongoing support through our reminder database for future renewals.
Buy to Let
Our buy-to-let specialists assist both novice and experienced landlords with investment property financing. We offer access to 85% LTV mortgages, remortgage options with cashback incentives, and expert guidance on limited company purchases. With knowledge of HMO regulations and private sector leasing schemes, we provide tailored solutions while connecting clients with reputable letting agents for comprehensive property management support.
Commercial Mortgages
We arrange commercial financing for shops, industrial units, farms, and hospitality properties. As NACFB members, we access major banks and niche lenders to secure competitive rates for property acquisition, refurbishment, and development. Our team handles complex cases including barn conversions, marine finance, and small estate developments, offering specialist knowledge through our established industry relationships.
Remortgage
Our remortgaging service helps clients save thousands through competitive rate switching and debt consolidation. We analyse market offerings to identify better terms, manage the transition process, and secure incentives like free valuations. With expertise in over-55 mortgages and equity release options, we provide tailored advice to optimise clients' financial positions while ensuring transparent communication throughout the process.
Self Build Mortgages
We offer specialist financing for self-build projects with up to 85% LTV on land and construction costs. Our semi-exclusive partnership with a leading self-build lender enables staged funding releases aligned with project milestones. With team members who have personal experience in property development, we provide practical guidance on land acquisition, builder selection, and navigating the complex self-build mortgage process from planning permission to completion.
People
Pete Holmes
Founding Partner
With over two decades in mortgages since 1999, Pete specialises in complex cases including buy-to-let, commercial, and adverse credit mortgages. His deep market knowledge and commitment to client education have made him a trusted advisor in the South West.
Becky Parsonage
Founding Partner
Starting in the mortgage industry at 18, Becky has built a reputation for exceptional client care. As co-founder, she focuses on ensuring every client receives personalised attention and comprehensive support throughout their mortgage journey.
Aimee Milton
Mortgage & Insurance Broker
With 14 years' experience, Aimee specialises in medical professionals' mortgages while serving diverse clients. Her tailored approach combines technical expertise with compassionate service, consistently going beyond expectations to deliver lifelong financial solutions for her clients.
Chris Newton
Mortgage Specialist
Boasting 30 years in the industry, Chris provides clear, jargon-free advice for first-time buyers and experienced investors. His focus on finding customised solutions has earned him multiple client commendations for exceptional service delivery.
James Bolster
Mortgage Adviser
Leveraging 12 years in lettings, James offers practical insights for residential and buy-to-let clients. He combines market knowledge with family-oriented financial planning to help clients protect their investments and achieve long-term goals.
Questions
What mortgage options exist for first-time buyers?
We offer 95% LTV mortgages with competitive rates, expert guidance on government schemes, and exclusive lender deals tailored to first-time buyers' needs.
Can I remortgage with bad credit?
Yes, we specialise in adverse credit mortgages and work with lenders offering tailored solutions while providing clear advice on improving creditworthiness.
Do you offer commercial property financing?
We provide commercial mortgages for shops, industrial units, farms, and hospitality properties through our NACFB network and specialist lenders.
How does self-build financing work?
We arrange staged funding up to 85% LTV for land and construction costs, with payments released at key project milestones through our specialist lender partnership.
What protection products do you offer?
We provide life insurance, critical illness cover, and income protection policies tailored to mortgage requirements and family needs.
Are your mortgage rates fixed or variable?
We offer both fixed and tracker rates, advising on the most suitable option based on your financial circumstances and market conditions.
