Business Details
20 Years
experience
Your Trusted Financial Advisers in Preston
Established in 2006, we are independent financial advisers serving Preston and surrounding areas. Our team combines over 100 years of financial services experience with Chartered status achieved in 2019, placing us among the top 10% of advice firms. We specialise in tailored financial planning solutions for individuals and businesses, offering impartial advice on investments, pensions, protection, mortgages, and retirement planning.Regulated by the Financial Conduct Authority, we maintain strict compliance while providing access to whole-of-market solutions. Our multigenerational approach fosters long-term client relationships, with many families trusting us across decades. We prioritise face-to-face consultations in our purpose-built office or clients' preferred locations, supported by advanced technology for seamless service delivery.
Services
Investments
Protection
Retirement Planning
Mortgages
Home Insurance
Details
- Year established: 2006
Highlights and features
- Trusted since 2006 with long-term client relationships
- Chartered status achieved in 2019 (top 10% of firms)
- Independent advisers with whole-of-market access
- Over 100 years combined experience in financial services
- Multigenerational service supporting families across decades
Associations and certifications
- Chartered Institute of Financial Planning
Services
Investment Planning
We create tailored investment portfolios aligned with your financial goals and risk tolerance. Our independent status provides access to the entire market, ensuring diverse options that match your ethical preferences and tax efficiency requirements. Regular portfolio reviews maintain alignment with changing circumstances and market conditions.
Retirement Planning
Our retirement specialists use cash flow modelling to determine your income needs and recommend pension solutions. We optimise tax allowances, manage pension transfers, and develop income strategies including drawdowns and annuities. Ongoing reviews ensure your plan adapts to legislative changes and personal circumstances.
Mortgage Advice
We source competitive mortgage deals across 100+ lenders for first-time buyers, remortgagors, and investors. Services include buy-to-let financing, equity release for over-55s, and protection policies. Our experts explain options clearly while highlighting potential risks like repossession and early repayment charges.
Protection Planning
We arrange life, critical illness, and income protection policies tailored to your family's needs. Our solutions cover mortgage protection, business continuity, and keyperson insurance. We help clients understand policy features and select appropriate coverage levels based on current circumstances and future requirements.
Home Insurance
We compare buildings and contents insurance policies to ensure adequate protection at competitive prices. Our service identifies coverage gaps, recommends security discounts, and advises on policy features. Annual reviews ensure coverage remains appropriate following property modifications or life changes.
People
Carl Slade
Experienced financial adviser specialising in retirement planning and investment strategies. Committed to delivering tailored solutions that align with client objectives while maintaining regulatory compliance and industry best practices.
Martin Newton
Seasoned mortgage specialist with expertise in residential and buy-to-let financing. Focuses on simplifying complex mortgage products and providing clear guidance on equity release options for older homeowners.
Karl Wolstencroft
Protection specialist helping clients safeguard their financial future through appropriate insurance solutions. Experienced in assessing risk profiles and recommending life, critical illness, and income protection policies.
Will Scott
Financial planning expert with a focus on tax-efficient investment strategies and intergenerational wealth transfer. Combines technical knowledge with client-centric communication to explain complex concepts clearly.
Questions
What financial services do you offer?
We provide investment planning, retirement advice, mortgage solutions, protection policies, and home insurance. Our independent status ensures access to whole-of-market products tailored to your needs.
Are you regulated by the FCA?
Yes, we're directly authorised and regulated by the Financial Conduct Authority (FCA 601394) for financial advice services, ensuring compliance with strict regulatory standards.
How do you charge for mortgage advice?
We typically receive commission from lenders, but may charge up to £500 for standard mortgage advice or £200 for initial research in complex cases, with agreement beforehand.
Can you help with pension transfers?
Yes, our retirement specialists advise on pension transfers, tax relief optimisation, and income strategies including drawdowns, annuities, and tax-free cash options.
Do you offer home insurance comparisons?
We compare buildings and contents insurance policies annually or after property changes, ensuring appropriate coverage at competitive prices with recommended security features.
What protection policies do you arrange?
We offer life insurance, critical illness cover, income protection, mortgage protection, and business continuity solutions tailored to your family's needs and financial circumstances.
