Business Details
23 Years
experience
Independent Financial Advisers in South Manchester
Established in 2003, we are a reputable firm of Independent Financial Advisers based in South Manchester. With over 35 years of industry expertise, our Managing Director Steve Hallworth leads a dedicated team committed to delivering tailored financial solutions. We specialise in retirement planning, investment strategies, and protection services for both private individuals and businesses. Our independent status allows us to source optimal market solutions without product provider constraints.Through long-term client relationships, we provide comprehensive financial reviews and implement actionable plans to help clients achieve their personal and business objectives. Our rigorous advisory process ensures every recommendation aligns precisely with clients' unique circumstances and aspirations.
Services
Pension Planning
Investment Advice
Life Insurance
Retirement Strategies
Business Protection
Inheritance Planning
Income Protection
Financial Reviews
Details
- Year established: 2003
Highlights and features
- 35 years of industry experience with independent advisory status
- Tailored financial solutions for both personal and business needs
- Comprehensive financial reviews with actionable implementation plans
- Free initial 45-minute consultation with no obligation
- Long-term client relationships built on trust and expertise
Associations and certifications
- Financial Conduct Authority
Services
Pension Planning
We provide comprehensive pension planning solutions tailored to individual circumstances. Our experts help clients navigate various pension options including workplace schemes, personal pensions, and self-invested personal pensions (SIPPs). With a focus on long-term financial security, we help optimise contributions, manage tax efficiencies, and ensure retirement goals align with overall financial plans.
Investment Advice
Our investment advisory services help clients grow their wealth through diversified portfolios. We assess risk tolerance, financial objectives, and market conditions to recommend suitable investment strategies. From traditional equities and bonds to alternative investments, we provide ongoing portfolio reviews and adjustments to maintain alignment with changing financial goals and market dynamics.
Business Protection
We offer tailored business protection solutions for company directors and owners. Our services include key person insurance, shareholder protection, and business loan cover. These solutions help safeguard company finances against unexpected events while ensuring continuity during transitional periods. We work closely with business owners to create protection strategies that align with both personal and corporate financial objectives.
Inheritance Planning
Our inheritance planning services help clients manage the transfer of assets to future generations. We provide guidance on tax-efficient strategies, trusts, and wills to ensure wealth preservation. By considering individual family circumstances and legal requirements, we help create structured plans that minimise inheritance tax liabilities while fulfilling clients' legacy intentions.
Financial Reviews
We conduct comprehensive financial reviews to assess clients' complete financial situations. This includes evaluating existing investments, pensions, insurance policies, and savings. Our detailed analysis identifies gaps, redundancies, and opportunities for improvement. The review forms the foundation for creating integrated financial plans that address both immediate needs and long-term aspirations.
People
Steve Hallworth
Managing Director
With over 35 years' experience in financial services, Steve Hallworth leads our advisory team. Starting with a major insurer before becoming an Independent Financial Adviser, he brings extensive industry knowledge and a commitment to client-focused solutions.
Questions
What services do you offer for business owners?
We provide tailored financial solutions for business owners including pension planning, business protection insurance, and succession planning to ensure both personal and corporate financial security.
Do you offer a free initial consultation?
Yes, we provide a free 45-minute initial consultation with no obligation, allowing us to understand your financial goals and determine how we can best assist you.
Are you regulated by any financial authorities?
We are authorised and regulated by the Financial Conduct Authority (FCA), ensuring we meet strict professional standards in our financial advisory services.
How do you approach financial planning?
Our process begins with understanding your personal circumstances and goals, followed by creating tailored recommendations, then implementing solutions while maintaining ongoing support and reviews.
What areas do you cover?
Based in South Manchester, we serve clients across Greater Manchester, Cheshire, and surrounding areas, providing financial advisory services to both local and national clients.
