Business Details
Ethical Financial Solutions for Your Future
Healthy Investment, a mutual friendly society since 1835, has dedicated itself to providing ethical, sustainable, and socially responsible savings and investment solutions. With over 186 years of experience, we prioritise our members' interests, offering a range of products including ISAs, Investment Bonds, and Child Trust Funds. Our commitment to ethical investing ensures funds avoid harmful industries, focusing on positive societal and environmental impact.As a mutual organisation, profits benefit members, not shareholders, and we maintain transparency in operations, prompt supplier payments, and environmental responsibility. Our expertise in with-profits funds and shareholder engagement underscores our dedication to delivering long-term growth while upholding corporate governance and member satisfaction.
Services
ISAs
Investment Bonds
Child Trust Funds
Tax Exempt Savings
Ethical Investment Options
Highlights and features
- We offer over 186 years of expertise in ethical savings and investments.
- Our products avoid investments in alcohol, arms, and tobacco industries.
- We prioritise member benefits over shareholder profits as a mutual society.
- Transparent processes with prompt claims and withdrawal handling.
- Commitment to environmental responsibility and corporate governance.
Associations and certifications
- Prudential Regulation Authority
- Financial Conduct Authority
What people say
Quick responses
Helpful staff
Efficient processes
Ethical focus
Transparent communication
Services
Ethical ISAs
Our Ethical ISAs allow investors to save up to 20,000 annually in stocks and shares while avoiding harmful industries. Designed for medium to long-term growth, these accounts prioritise environmental and social responsibility. Members benefit from competitive returns and the assurance that their investments align with ethical values, making it ideal for those seeking both financial and societal impact.
Investment Bonds
Guaranteed Anniversary Bonus Bonds require a minimum 500 investment, offering capital protection and growth guarantees. These bonds suit investors seeking predictable returns with reduced risk. The structured bonus system rewards long-term commitment, providing a secure option for ethical savers focused on steady wealth accumulation.
Child Trust Funds
Child Trust Funds provide tax-free savings for minors, with options like Stakeholder and Ethical CTFs. Parents can top up online, ensuring flexibility and ease of management. These funds mature at age 18, offering young beneficiaries a financial start while adhering to strict ethical investment criteria.
Tax Exempt Savings
Tax Exempt Savings Plans allow members to save up to 25 monthly without income or capital gains tax. These plans cater to individuals seeking tax-efficient, long-term savings. As a friendly society, we ensure these plans remain exclusive to members, combining financial benefits with ethical investment principles.
With-profits Funds
With-profits Funds avoid direct investments in alcohol, arms, and tobacco industries, focusing on sustainable growth. These funds balance risk and return through diversified portfolios. Ideal for investors prioritising ethical alignment alongside financial performance, they offer smoothing mechanisms to protect against market volatility.
People
Jerrol Ainsworth
Team Leader
Jerrol leads the customer service team, known for prompt and thorough support. With extensive experience in ethical finance, he ensures seamless policy management and withdrawal processes. Colleagues and clients praise his professionalism and dedication to member satisfaction.
Khadija Ahmed
Customer Service Advisor
Khadija provides expert guidance on ISAs and Child Trust Funds, resolving queries efficiently. Her empathetic approach and technical knowledge enhance client experiences. She is frequently commended for clear communication and proactive problem-solving in member interactions.
Questions
What ethical criteria guide your investment choices?
We avoid direct investments in alcohol, arms, tobacco, gambling, and pornography industries. Our shareholder engagement ensures fund managers prioritise governance, environmental responsibility, and social impact.
How can I withdraw funds from my Child Trust Fund?
Submit a withdrawal form via email or post with required identification. Most requests process within 1-5 working days, with clear instructions provided upon contact.
Are your savings products tax-efficient?
Yes. Tax Exempt Savings Plans allow £25 monthly savings free from income and capital gains tax, while ISAs offer annual £20,000 tax-free allowances.
How does mutuality benefit members?
As a mutual society, profits stay within the organisation for members' benefit. This structure ensures decisions prioritise member interests over shareholder demands, enhancing long-term value.
Can I transfer existing ISAs to Healthy Investment?
Yes. Transfer processes are straightforward, with support available via phone or email. We handle administrative tasks to ensure seamless transitions without compromising ethical standards.
What corporate governance practices do you follow?
We maintain transparency in operations, prompt supplier payments, and fair treatment of employees. Annual reports and governance statements outline our compliance with regulatory and ethical benchmarks.
Reviews (1)
Rohima Begum
Nov 20, 2019
Report
I made an investment for my daughter, I never expected this company to have a scholorship scheme. My daughter was successful and was awarded a grant towards her studies. She was absolutely delighted with the money she got as she is a full time University student. I have never known any company that will be sooo kind to provide that assistance. Thank you very much to the Douglas Memorial Fund, and the lovely member of staff who dealt with us to and helped us.
