Business Details
50+ Years
experience
Your Trusted Financial Advisers in Burnley
Established in 1971, Financial Affairs has evolved from a small brokerage into a trusted provider of financial planning and insurance solutions. Our heritage of face-to-face client interaction remains central to our approach, combining traditional service with modern expertise. We specialise in wealth management, risk assessment, and tailored insurance strategies for individuals and businesses. Our team of chartered professionals brings decades of collective experience, prioritising transparency, integrity, and long-term client relationships. Regulated by the Financial Conduct Authority, we deliver bespoke cash flow modelling, retirement planning, and comprehensive protection services.With offices in Burnley and Leeds, we serve clients across the North of England, supported by strategic acquisitions that enhance our service offerings. Our values of trustworthiness, adaptability, and creativity underpin every client interaction. We measure success through client financial wellness, not just monetary metrics, and maintain a proactive approach to risk resilience. Our commitment to continuous improvement ensures clients receive forward-thinking solutions aligned with evolving financial landscapes.
Services
Wealth Management
Financial Planning
Insurance Brokerage
Risk Assessment
Retirement Planning
Business Protection
Estate Planning
Cyber Risk Analysis
Mortgage Advice
Asset Management
Details
- Year established: 1971
Highlights and features
- Over 50 years' heritage in financial services with FCA regulation
- Bespoke cash flow modelling for precise financial planning
- Integrated wealth and insurance solutions under one roof
- Chartered professionals with specialist retirement planning expertise
- Proactive risk assessment methodology using proprietary software
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Clear, precise advice
Confidence in retirement decisions
Trusted advisor
Personal service
Invaluable advice
Services
Wealth Management
Our wealth management service combines comprehensive cash flow modelling with strategic investment planning to optimise financial growth. We assess your complete financial picture to create tailored strategies that balance risk management with wealth accumulation. With ongoing portfolio reviews and tax-efficient structuring, we help clients achieve both short-term objectives and long-term financial independence through proactive wealth stewardship.
Financial Planning
Personalised financial planning starts with detailed cash flow analysis to map your current position against future goals. We specialise in retirement planning, inheritance tax mitigation, and life-stage financial strategies. Using proprietary software, we model scenarios up to age 100 to ensure sustainable financial wellness, adjusting plans annually to maintain progress towards your aspirations.
Insurance Brokerage
We provide tailored insurance solutions for personal and business needs, covering property, liability, cyber risks, and professional indemnity. Our brokers assess 65 key metrics to identify coverage gaps, then source competitive policies that align with your risk profile. We manage claims processes and policy renewals while maintaining FCA-regulated compliance across all insurance transactions.
Risk Assessment
Our proactive risk assessment uses digital footprint analysis to evaluate cyber, property, and liability exposures. We calculate business resilience across 11 areas, comparing current insurance programmes against identified risks. This data-driven approach creates prioritised action plans to address vulnerabilities before they impact your financial security.
Retirement Planning
Specialist retirement planning focuses on sustainable income strategies and pension consolidation. We model different retirement scenarios to determine optimal withdrawal rates and tax positions. Our advice covers state pension maximisation, defined benefit transfers, and creating diversified income streams to ensure financial security throughout retirement years.
People
Laurence O'Connor
CEO
Leading Financial Affairs since 2021, Laurence brings 25+ years' experience in financial services. He champions client-centric innovation while maintaining the firm's founding principles of personal service and integrity.
Alan Walsh
Managing Director
With 30 years in wealth management, Alan oversees strategic growth and service delivery. His expertise in complex financial planning ensures clients receive technically robust, ethically sound advice aligned with long-term goals.
James Brown
Chartered Financial Planner
James specialises in retirement solutions with 18 years' experience. He holds Chartered Financial Planner status and focuses on pension consolidation, inheritance tax planning, and creating sustainable retirement income strategies.
Rachel Davis
Head of High Net Worth
Rachel leads our high-net-worth division, managing portfolios exceeding 1m. She has 22 years' experience in sophisticated wealth planning, specialising in offshore structures and international tax compliance for affluent clients.
Simon Whittaker
Head of Insurance Advice
Simon oversees commercial insurance solutions with 20+ years' expertise. He specialises in complex risk assessments for SMEs, particularly in manufacturing and professional services sectors, ensuring comprehensive protection against evolving threats.
Questions
What financial planning services do you offer?
We provide comprehensive wealth management, retirement planning, pension consolidation, inheritance tax mitigation, and cash flow modelling using bespoke software to project financial scenarios up to age 100.
How do you differ from online financial platforms?
Unlike automated platforms, we offer face-to-face advice with chartered professionals who combine technical expertise with personal service, creating tailored strategies rather than generic investment portfolios.
What insurance products are available?
We offer personal and commercial insurance covering property, liability, cyber risks, professional indemnity, and directors' & officers' policies, with specialist brokers arranging competitive, comprehensive coverage.
Which areas do you serve?
Based in Burnley and Leeds, we serve clients across the North of England, including West Yorkshire, offering both in-person meetings and remote advisory services nationwide.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners, Certified Financial Planners, and specialist insurance brokers regulated by the Financial Conduct Authority, with collective experience exceeding 150 years.
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