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Business Details
31 Years
experience
Expert Care Home Mortgages & Business Loans in Exeter
Established in 1995, Chandler has built a reputation as a leading independent broker specialising in care sector finance. Our team combines decades of market expertise with hands-on industry experience, offering tailored mortgage and loan solutions for care home operators. We maintain direct relationships with specialist lenders and challenger banks, ensuring access to competitive funding options. Our service extends beyond mere financingwe provide strategic guidance on acquisitions, refinancing, and business growth.

Regulated by the Financial Conduct Authority, we operate with transparency and no upfront fees, prioritising client needs through every stage of the financial process. Our bespoke approach ensures each client receives personalised support, from initial consultation to transaction completion.
Services
Care Home Mortgages Business Loans Refinance Solutions Acquisition Financing Capital Raise Buyout Support Development Schemes Expansion Financing Debt Restructuring Care Home Finding Service
Details
  • Year established: 1995
Highlights and features
  • We have 30 years of specialist market knowledge in the care sector
  • We offer fully managed bespoke financing packages
  • We maintain relationships with all major lenders in the care sector
  • We provide access to a wide range of specialist lenders and challenger banks
  • We require no upfront payments for our services
Associations and certifications
  • Financial Conduct Authority
What people say
Expert support Successful financing solutions Trusted relationship Competitive funding Impeccable service
Services
Care Home Mortgages
We specialise in arranging commercial mortgages for care home acquisitions and refinancing. Our team leverages industry-specific expertise to secure competitive rates from specialist lenders. With direct relationships across the market, we provide tailored solutions for both new entrants and established operators seeking portfolio expansion.
Business Loans
We offer secured and unsecured loan options for care sector businesses, including facilities for expansion, refurbishment, and cashflow improvement. Our access to challenger banks enables flexible terms ranging from six months to six years without upfront fees or valuation requirements.
Refinance Solutions
We help care home operators optimise existing financing arrangements through strategic refinancing. Our process includes comprehensive analysis of current debt structures and negotiation with lenders to achieve improved terms and reduced costs.
Acquisition Financing
We facilitate complete financing packages for care home purchases, including indicative term provision and regulatory compliance guidance. Our service covers due diligence, valuation coordination, and lender liaison to ensure smooth transaction completion.
Development Schemes
We structure specialist financing for new care home developments, including design-and-build projects. Our expertise covers lease purchase arrangements and sale-and-leaseback options tailored to operators' long-term strategic goals.
People
Sean Hurden
Senior Broker
With extensive experience in care sector finance, Sean specialises in complex refinancing and acquisition deals. He recently supported a major care operator through a 4.2m refinancing package while maintaining regulatory compliance.
Julie
Client Support Manager
Julie provides dedicated support to care home operators, focusing on identifying acquisition opportunities and facilitating timely financing solutions tailored to individual business requirements.
Questions
What types of care sector financing do you offer?
We provide mortgages and loans for care home acquisitions, refinancing, expansions, and new developments, including specialist schemes for learning disability and elderly care facilities.
How do you differ from high street banks?
As independent brokers, we access niche lenders and challenger banks offering sector-specific products unavailable through traditional banking channels, with tailored structuring options.
What is your fee structure?
We charge no upfront fees—payment only occurs upon successful transaction completion, ensuring our interests align with client outcomes.
Can you assist with urgent funding requirements?
Yes, our established lender relationships enable expedited processing for time-sensitive care home acquisitions and refinancing opportunities.
Do you work with new care home operators?
Absolutely—we support both new entrants and established operators, providing guidance through regulatory requirements and financing complexities specific to care sector startups.