Business Details
Expert Mortgage Brokers in Hastings
We are a dedicated mortgage brokerage firm committed to understanding our clients' current and future priorities. Our team works closely with clients to navigate the mortgage application process, offering tailored solutions from a comprehensive range of UK mortgage products. With decades of combined experience, we provide expert guidance on residential mortgages, buy-to-let financing, equity release, and protection services.Our approach combines deep market knowledge with personalized service, ensuring clients receive suitable mortgage deals while benefiting from transparent communication and stress-free lender interactions. We prioritize client satisfaction through meticulous attention to detail, regulatory compliance, and ongoing support throughout the mortgage lifecycle.
Services
Mortgages
Protection
Business Protection
Equity Release
First Time Buyer Mortgages
Buy-to-let Mortgages
Remortgaging
Self Employed Mortgages
High-Value Mortgages
Bad Credit Mortgages
Highlights and features
- We have over 30 years of combined experience in mortgage brokering.
- Our team provides personalized service tailored to individual client needs.
- We offer access to a comprehensive range of UK mortgage products from multiple lenders.
- We ensure transparent communication throughout the mortgage application process.
- Our team maintains deep knowledge of regulatory requirements and market trends.
Associations and certifications
- Financial Conduct Authority
What people say
Friendly and helpful
Quick responses
Personal touch
Highly recommended
Fantastic service
Services
Mortgages
We provide access to residential mortgage products tailored to individual needs, including first-time buyer schemes and property investment financing. Our expertise covers fixed-rate, tracker, and variable-rate mortgages, with support for standard and complex applications. Clients benefit from our market knowledge and lender relationships to secure competitive deals.
Buy-to-let Mortgages
Specialist financing solutions for property investors seeking rental income. We offer guidance on eligibility criteria, deposit requirements, and tax implications while helping clients navigate affordability assessments based on projected rental income. Our service includes access to landlord insurance options.
Equity Release
Tailored financial solutions for homeowners over 55 to unlock property equity without selling. We explain lifetime mortgages and home reversion plans, ensuring clients understand costs, inheritance implications, and how these products fit within broader financial planning strategies.
Protection Services
Comprehensive insurance solutions to protect clients' financial security, including life assurance, critical illness cover, and income protection. We assess individual needs to recommend policies that provide income replacement or lump sums in case of death, disability, or serious health conditions.
Business Protection
Risk management solutions safeguarding businesses against financial losses from key personnel absence or ownership changes. Our offerings include key person cover, share protection, and relevant life policies to ensure business continuity and protect shareholder interests.
People
Andy Barrett
Founder / Managing Director
With a career spanning three decades, Andy established First Choice Mortgages after completing Barclays' Mortgage Fasttrack Manager scheme. He specializes in mortgage strategy and business leadership, ensuring clients receive expert guidance through complex market conditions.
Matt Todd
Founder / Managing Director
Co-founder with extensive independent mortgage broking experience, Matt has specialized in mortgage solutions for 30 years. He focuses on client relationships and market analysis to deliver tailored financial products and services.
Alex Barrett
Client Completion Manager
Starting his career in 2017 at Hastings Direct, Alex transitioned to mortgage services with expertise in client communication and case management. He ensures smooth transaction processes from application to completion.
Ellie Parish
Client Completion Manager
Ellie joined the company after completing her education in 2015. She brings a client-focused approach to mortgage processing, ensuring timely and accurate completion of transactions while maintaining clear communication with all stakeholders.
Caroline Small
Wills, Trusts, LPA & Probate Specialist
BSc (Hons) graduate and Society of Will Writers member, Caroline provides specialist advice on estate planning. While operating independently, she collaborates with First Choice Mortgages to offer integrated financial planning solutions for clients.
Questions
What types of mortgages do you offer?
We provide residential mortgages, buy-to-let options, equity release schemes, and specialized products for self-employed individuals, high-value properties, and those with adverse credit histories.
How do you help first-time buyers?
We guide first-time buyers through mortgage selection, explain affordability criteria, and help secure competitive rates while providing advice on associated costs like stamp duty and insurance.
Can you assist with remortgaging?
Yes, we help clients review existing mortgages, identify better rates, and manage debt consolidation opportunities while explaining potential early repayment charges and long-term financial implications.
What protection services are available?
We offer life assurance, critical illness cover, income protection, and landlord insurance to safeguard clients' financial security against unforeseen circumstances affecting their mortgage obligations.
Do you provide business protection advice?
Yes, we offer key person insurance, share protection plans, and relevant life policies to protect businesses against financial losses from partner departures or ownership changes.
How does equity release work?
Equity release allows homeowners over 55 to access property value through lifetime mortgages or home reversion plans, providing tax-free cash while explaining inheritance implications and associated costs.
