Business Details
Trusted Mortgage Advisers in Ashford, Kent
The Yes Mortgage Centre is an established firm of financial advisers dedicated to providing tailored solutions for clients across Kent. With many years of experience in navigating the complexities of mortgage arrangements, we pride ourselves on delivering a friendly, professional, and knowledgeable service. Our team has access to a wide range of mortgage products from multiple lenders, enabling us to identify the most suitable options based on individual circumstances. We also offer comprehensive insurance and life assurance products, sourced from well-known providers, to meet diverse client needs.Our commitment extends beyond initial advice, supporting clients throughout the purchasing process and beyond. Transparency is central to our approach, with clear fee structures communicated upfront, including application fees typically set at 295. As an appointed representative of Openwork Limited, authorised and regulated by the Financial Conduct Authority, we uphold rigorous professional standards. Our focus remains on acting in clients' best interests while maintaining the trust and confidence of those we serve.
Services
Mortgages
Protection
Secured Loans
Home Insurance
Life Protection
Highlights and features
- We have many years of experience in arranging mortgages.
- We offer access to a multitude of products from UK lenders.
- Our service is friendly, professional, and client-focused.
- We provide comprehensive insurance and life assurance options.
- We operate with transparent fee structures, including upfront cost details.
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We provide tailored mortgage advice, accessing a wide range of products from UK lenders to suit individual circumstances. Our service includes analysing interest rates, fees, and redemption penalties to recommend the most appropriate mortgage solutions. Clients benefit from our expertise in navigating the mortgage process with transparency and support.
Protection
Our protection services include life assurance, income protection, and critical illness cover to safeguard clients' financial security. We offer policies from well-known insurers, ensuring comprehensive coverage for mortgages, families, and personal needs. Our approach focuses on providing peace of mind through tailored insurance solutions.
Secured Loans
We advise on secured loans that use property as collateral to raise capital for various purposes. Our guidance includes explaining risks, such as potential repossession, and helping clients compare loan terms. This service supports clients seeking to leverage their home equity responsibly.
Home Insurance
We offer buildings and contents insurance to protect clients' homes and possessions. Policies are sourced from reputable insurers, with options tailored to individual needs. Our advice ensures clients understand coverage limits and exclusions to make informed decisions.
Life Protection
Our life protection plans provide financial security for dependants in the event of death or critical illness. We offer term assurance and decreasing term policies, with flexible terms to align with mortgage repayments or family needs. Clients receive impartial advice to select appropriate coverage.
Questions
What areas do you serve?
We provide mortgage and financial advice throughout Kent, with our office based in Ashford.
What services do you offer?
We specialise in mortgages, life protection, home insurance, income protection, and secured loans.
Are your fees transparent?
Yes, we disclose all fees upfront, including a typical mortgage advice fee of £295.
Are you regulated by the FCA?
Yes, we are an appointed representative of Openwork Limited, authorised and regulated by the Financial Conduct Authority.
Can you help first-time buyers?
Yes, we provide tailored mortgage advice for first-time buyers, including guidance on government schemes and affordability.
What happens if I miss mortgage payments?
Your home may be repossessed if you fail to keep up with mortgage repayments, so we advise on sustainable borrowing.
