Business Details
23 Years
experience
Free Debt Advice in Horsham | Expert Financial Support
Established in 2003, Horsham Debt Advice Service has been providing free, impartial financial guidance to residents of the Horsham District. Our team of trained volunteers specialises in debt management, budget planning, and creditor negotiation, operating under strict confidentiality protocols. As a registered charity affiliated with Community Money Advice and regulated by the Financial Conduct Authority, we combine professional expertise with compassionate support. Our approach focuses on empowering clients through practical tools and tailored strategies to regain control of their finances.With over two decades of service, we have helped thousands navigate personal debt challenges without charging fees or commissions. Our commitment to transparency ensures all advice remains free from commercial interests, prioritising client welfare above all. We collaborate with local churches and community organisations to extend our reach, ensuring accessible support for those in financial distress.
Services
Debt Management Advice
Creditor Negotiation
Budget Planning
Debt Relief Orders
Financial Education
Personal Budget Tools
Debt Consolidation Guidance
Priority Debt Handling
Court Representation Support
Tax Code Verification
Details
- Year established: 2003
Highlights and features
- We offer 100% free debt advice with no hidden charges
- Our team includes trained volunteers with specialist financial knowledge
- We negotiate directly with creditors on your behalf
- Established charity with 20+ years of local community support
- Regulated by the Financial Conduct Authority for professional standards
Associations and certifications
- Financial Conduct Authority
- Community Money Advice
What people say
Feel in control
Fantastic journey
No threatening calls
Clear finances
Positive life changes
Services
Debt Management Advice
Our trained advisers create personalised debt management strategies tailored to individual financial circumstances. We analyse income, expenditure, and debt levels to develop realistic repayment plans while maintaining essential living standards. This service includes ongoing support to adjust plans as circumstances change.
Creditor Negotiation
We act as intermediaries between clients and creditors to establish manageable repayment terms. Our team uses proven negotiation techniques to secure reduced interest rates, frozen charges, and affordable monthly payments based on clients' financial capabilities.
Budget Planning
We provide comprehensive budgeting guidance to help clients understand their financial position. Using detailed income and expenditure analysis, we teach money management skills that enable long-term financial stability and prevent future debt problems.
Debt Relief Orders
For eligible clients with low income and assets, we explain and facilitate Debt Relief Orders as a formal debt solution. This service includes assessing eligibility, preparing documentation, and submitting applications to the Insolvency Service on clients' behalf.
Priority Debt Handling
We specialise in resolving high-priority debts that threaten essential services or housing. Our advisers prioritise cases involving mortgage arrears, council tax debts, and utility bill arrears to prevent evictions and service disconnections.
Questions
Is your debt advice service completely free?
Yes, we provide 100% free debt advice with no hidden fees, charges, or commissions of any kind.
What areas do you cover?
We primarily serve residents of the Horsham District in West Sussex, offering both in-person and remote support.
Can you help with all types of personal debt?
We specialise in UK personal debts including credit cards, loans, council tax, and utility arrears. We do not handle business debts.
How do you negotiate with creditors?
Our advisers contact creditors directly to propose affordable repayment plans based on your individual financial circumstances.
What qualifications do your advisers have?
Our team members complete specialist training in debt counselling and financial management before assisting clients.
Are your services confidential?
Yes, all consultations and shared information are treated with strict confidentiality under our safeguarding policies.
