Business Details
Independent Financial Planning in Brighton
Engage Wealth Management Ltd is an independent financial advice firm based in Brighton & Hove, serving clients across Sussex and the UK. With a focus on retirement planning, investment strategies, and financial protection, we provide tailored solutions for senior executives, business owners, and couples approaching retirement. Our team utilises advanced cashflow modelling software to create personalised financial roadmaps, ensuring clients can make informed decisions about their future. Regulated by the Financial Conduct Authority, we prioritise transparency, client education, and long-term relationships built on trust. Our advisers hold industry-recognised qualifications, including the Diploma for Financial Advisers and Pension Transfer Specialist certifications. We offer free initial consultations to help clients navigate complex financial decisions with confidence.
Services
Financial Planning
Workplace Pensions
Life Insurance
Critical Illness Cover
Key Person Insurance
Relevant Life Insurance
Income Protection
Shareholder Protection
Highlights and features
- We are directly authorised by the Financial Conduct Authority
- Our advisers hold industry-recognised qualifications including DipFA and PTS
- We offer free initial consultations with no obligation
- We use advanced cashflow modelling software for accurate projections
- We provide ongoing support and regular plan reviews
Associations and certifications
- Financial Conduct Authority
What people say
Knowledgeable, responsive advisers
Excellent attentive service
Professional financial planning
Nothing too much trouble
Thoroughly recommend them
Services
Financial Planning
Our financial planning service creates tailored strategies to help clients achieve their long-term goals. We specialise in retirement planning, investment management, and tax-efficient solutions for senior executives and business owners. Using advanced cashflow modelling, we project future scenarios to ensure informed decision-making. Our FCA-regulated advisers provide ongoing support to adapt plans as circumstances change.
Workplace Pensions
We help businesses implement and manage workplace pension schemes that comply with auto-enrolment regulations. Our services include scheme selection, employee education, and ongoing compliance support. We work with companies of all sizes to find cost-effective solutions that enhance employee benefits packages while meeting regulatory requirements.
Life Insurance
Our life insurance solutions provide financial security for dependents in the event of death. We offer term life cover, whole-of-life policies, and relevant life insurance for business owners. Policies can be structured to provide tax-efficient benefits while ensuring loved ones receive financial support when needed most.
Critical Illness Cover
This insurance provides a lump sum payment if diagnosed with a specified critical illness. We help clients select appropriate coverage levels and policy terms to protect against financial hardship from conditions like cancer, heart attacks, or strokes. Policies can be tailored to individual circumstances and existing employer-provided benefits.
Key Person Insurance
We provide insurance solutions to protect businesses against financial losses from losing key personnel. Our policies help mitigate risks associated with critical employees or partners, ensuring business continuity through difficult times. Coverage amounts are tailored to the individual's value to the organisation.
People
Oliver McDonald
Managing Director and Independent Financial Adviser
Oliver leads Engage Wealth Management Ltd with extensive experience in financial planning. He specialises in retirement strategies and cashflow modelling, helping clients achieve their long-term goals through tax-efficient solutions.
Ian Abbott
Non Executive Director
Ian brings 13 years of healthcare market expertise, previously working with Aviva Health and Bupa Global. His background includes strategic broker management and proposition development across corporate and individual business channels.
Nick Hale
Non Executive Director
Nick has a diverse career in health insurance and employee benefits, founding Engage Health Group. He specialises in whole-of-market employee benefits consultancy for businesses with 2-5000 employees.
Blerina Beqo
Operations Manager
Blerina manages daily operations at Engage Wealth Management Ltd with over ten years' experience in financial services. She ensures smooth administrative processes and client service delivery.
Luke Comerford
Independent Financial Adviser
Luke provides financial advice with over four years' experience in the sector. He focuses on helping clients achieve their financial goals through comprehensive planning and investment strategies.
Questions
Are you independent financial advisers?
Yes, we are 100% independent and not tied to any providers. This allows us to select the most appropriate solutions for your specific needs.
Is it too late to plan for retirement?
No, it's never too late. We help clients at all stages create effective retirement plans using tax-advantaged investment vehicles and cashflow projections.
Why do I need personal life insurance if my employer provides it?
Employer-provided cover may not be sufficient or permanent. We help assess your needs to ensure continuous protection regardless of employment status.
What are the advantages of pensions over regular savings?
Pensions offer tax advantages, investment growth potential, and flexible access from age 55. We help maximise these benefits while maintaining appropriate liquidity.
What happens during our first meeting?
Your initial consultation is free and focuses on understanding your financial situation, goals, and concerns to develop a tailored planning strategy.
Reviews (3)
Richard Coles
Nov 17, 2021
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Am very pleased with my dealings with Oliver. Was very responsive and professional. Was kept up to date with proceedings through out.
Andrew Drake
Sep 27, 2021
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I know nothing about mortgages but I have one that I started 10 years ago. I spoke to Oliver on a recommendation from a friend, and I'm so glad I did. He has run through everything and explained it in black in white and gone through all my options. I have now changed my products and Oliver has done everything for me and made it a straight forward and easy process.
Chris Robinson
Aug 25, 2021
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I've used Oliver as my IFA for a few years now and I have been impressed by how incredibly knowledgeable, responsive and hard working he is. I have experienced many other IFAs over the years, and Oliver is definitely the only one I'd recommend.