Business Details
Trusted Commercial Finance Brokers in Worthing
A & T Business Associates is an independent commercial finance brokerage and business consultancy based in Worthing, West Sussex. With over two decades of experience in the SME sector, we specialise in providing tailored financial solutions to businesses across the South of England. Our team of experts offers comprehensive financial reviews, advising on loans, mortgages, overdrafts, factoring, and asset finance. As an FCA-regulated entity, we prioritise transparency and competitive deals, working closely with high street lenders and specialist providers to secure the best possible terms for our clients.We maintain long-term relationships with businesses, conducting annual funding reviews to ensure ongoing suitability and effectiveness. Our approach combines deep industry knowledge with a commitment to understanding each client's unique needs, enabling them to focus on growth while optimising their financial strategy.
Services
Commercial Finance Brokerage
Leasing and Asset Finance
Start Up Funding
Business Consultancy
Funding Review
Highlights and features
- 20+ years' experience in SME commercial finance
- Tailored financial solutions for individual business needs
- FCA regulated for your protection and compliance
- Access to competitive deals from multiple lenders
- Annual funding reviews to ensure ongoing suitability
Associations and certifications
- Financial Conduct Authority
What people say
Quick funding solutions
Personalised service
Expert guidance
Competitive deals
Ongoing support
Services
Commercial Finance Brokerage
We specialise in arranging tailored commercial finance solutions for SMEs. Our three-step process identifies your specific funding requirements, matches them with suitable lenders, and negotiates competitive terms. With access to high street banks and specialist providers, we secure loans, overdrafts, and financial packages that align with your business growth plans while maintaining FCA compliance throughout the process.
Leasing and Asset Finance
Our leasing solutions help businesses acquire essential assets without large upfront costs. We arrange finance for machinery, vehicles, and office equipment, offering flexible terms that match your cashflow requirements. This approach preserves working capital while enabling technology upgrades and business expansion through structured payment plans tailored to your operational needs and financial capacity.
Start Up Funding
We guide new entrepreneurs through the complex funding landscape, explaining options from overdrafts to enterprise loans. Our expertise helps start-ups prepare compelling funding applications and access appropriate financial products. We particularly assist with navigating government-backed schemes and connecting with lenders who specialise in early-stage business financing requirements.
Business Consultancy
Our consultancy services focus on business planning and financial strategy. We help owners develop comprehensive business plans, implement sales strategies, and maintain effective financial management systems. This includes regular reviews to ensure your business remains on track to meet its objectives while adapting to changing market conditions and growth opportunities.
Funding Review
We conduct comprehensive reviews of existing financial arrangements to identify inefficiencies and improvement opportunities. Our analysis covers cashflow management, borrowing requirements, and funding structures to optimise financial performance. Annual reviews ensure your financial solutions continue supporting business objectives as market conditions and operational needs evolve.
Questions
What services does A&T Business Associates offer?
We provide commercial finance brokerage, business consultancy, funding reviews, leasing solutions, and start-up funding assistance for SMEs.
How do you help businesses with funding?
We conduct financial reviews, identify suitable funding options, and negotiate competitive deals with multiple lenders to meet your business needs.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 737345.
What areas do you cover?
We operate throughout the South of England, supporting businesses from our base in Worthing, West Sussex.
How quickly can you arrange funding?
Our case studies show funding arranged within 3 days for urgent business needs like equipment purchases.
Do you offer ongoing financial support?
Yes, we provide annual funding reviews to ensure your financial solutions remain effective as your business evolves.
