Business Details
23 Years
experience
Your Trusted Partner for Financial Planning Solutions
Prosper IFA has been delivering exceptional financial planning advice since 2003, specialising in retirement planning for clients across the UK. Our foundations are built on integrity, professionalism, and impartiality, ensuring clients receive tailored guidance to achieve their long-term financial goals. With over 100 years of combined experience, our team of Chartered Financial Planners and industry experts prioritises long-term relationships, offering ongoing financial planning with regular reviews to adapt to changing circumstances. We operate as part of IWP Financial Planning Limited, authorised and regulated by the Financial Conduct Authority, maintaining rigorous standards of client care and compliance. Our client-centric approach ensures that every recommendation is tailored to individual needs, focusing on tax-efficient strategies, wealth protection, and estate planning.Clients benefit from our Investment Committee's research and intelligence, ensuring diversified portfolios aligned with risk tolerance. Regular portfolio reviews and transparent communication provide peace of mind, allowing clients to focus on enjoying a secure retirement. Our commitment to excellence is reflected in our testimonials, highlighting successful investment growth and trusted partnerships. Based in Standish, Wigan, we serve clients across the North West and beyond, offering a welcoming environment for both new and existing clients.
Services
Investment Management
Financial Planning
Pension Advice
Retirement Planning
Tax-Efficient Strategies
Portfolio Reviews
Wealth Protection
Estate Planning
Risk Assessment
Ongoing Financial Advice
Details
- Year established: 2003
Highlights and features
- We have over 100 years of combined experience in wealth management.
- Our team includes Chartered Financial Planners and industry experts.
- We prioritise long-term relationships and personalised advice.
- We offer ongoing financial planning with regular reviews.
- Our client-centric approach ensures tailored investment strategies.
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Highly informative and professional
Investment returns exceeded expectations
Trusted long-term relationships
Personalised service
Regular reviews
Services
Investment Management
Our investment management service focuses on creating diversified portfolios tailored to individual risk profiles. We utilise extensive research from our Investment Committee to ensure long-term growth and stability. Clients benefit from regular reviews and adjustments to align with market changes and personal goals.
Financial Planning
Specialising in retirement planning, we help clients safeguard their finances through tax-efficient strategies and estate planning. Our approach includes detailed fact-finds and risk assessments to ensure comprehensive, future-proof solutions. Regular reviews maintain alignment with evolving needs.
Pension Advice
We provide expert guidance on pension transfers, income drawdown, and divorce-related pension sharing. Our Chartered Financial Planners offer specialised knowledge to optimise retirement income. Clients receive tailored advice to navigate complex pension regulations effectively.
Ongoing Financial Advice
Our client-for-life philosophy ensures continuous support through regular meetings and timely adjustments. This approach adapts financial plans to legislative changes and personal circumstances, fostering long-term trust and successful outcomes.
Risk Assessment
We conduct detailed risk assessments to align investments with client tolerance levels. Regular portfolio reviews ensure balanced and diversified investments, helping clients navigate market fluctuations with confidence and achieve sustained growth.
People
David Barton
Founder
Founded Prosper IFA in 2003, David prioritises integrity and client trust. With over two decades of experience, he leads a team committed to personalised financial solutions. Holds a Diploma in Financial Planning.
Pete Ingham
Chartered Financial Planner and Pensions Technical Manager
With 30 years in financial services, Pete specialises in pensions and tax-efficient strategies. Regularly consulted by law firms on pension matters during divorce. Holds Chartered status and contributes to industry publications.
Richard Noone
Senior Consultant
Richard has 25 years' experience in retirement planning, translating complex scenarios into clear strategies. Holds advanced diplomas in investment planning and works towards Chartered status. Active in charity fundraising.
David Wilson
Senior Consultant
David has 30 years in financial services, specialising in tax wrapper planning and personal taxation. Previously with Standard Life Aberdeen, he offers strategic investment solutions while pursuing Chartered status.
Harry King
Financial Planner
Harry joined in 2025, holding a CII Diploma in Regulated Financial Planning. Focuses on identifying client needs and delivering tailored solutions. Brings attention to detail from prior paraplanning roles.
Questions
What services does Prosper Wealth Management offer?
We provide investment management, retirement planning, pension advice, tax-efficient strategies, and ongoing financial guidance tailored to retirees.
How do you personalise financial plans for clients?
We conduct detailed fact-finds, risk assessments, and regular reviews to ensure strategies align with individual goals and market changes.
Are your financial planners qualified?
Yes, our team includes Chartered Financial Planners and professionals with advanced diplomas in financial planning and investment management.
How often do you review investment portfolios?
Portfolios are reviewed annually, with additional check-ins as needed to adjust for life changes or market fluctuations.
What areas do you serve?
We primarily serve clients in Wigan, Haigh, Wrightington, Rochdale, Warrington, and Leyland, focusing on the North West region.
How can I schedule an initial consultation?
Contact us at 01257 423 800 or visit our Standish office for a free initial meeting to discuss your financial needs.
