Business Details
Expert Asset Finance Solutions in Warrington
Finance Solutions is an independently owned asset finance brokerage with over 30 years of experience in the finance industry. Our team comprises professionals who have worked with major high street banks, bringing extensive sector-specific knowledge to tailor finance solutions for clients. We specialise in providing flexible asset finance options for businesses across the United Kingdom, prioritising direct client collaboration to address evolving market demands.Our approach focuses on delivering innovative, experience-driven solutions without rigid product constraints, ensuring clients receive competitive rates through a panel of trusted finance providers. We maintain regulatory compliance as an authorised and regulated entity under the Financial Conduct Authority.
Services
Hire Purchase
Operating Lease
Finance Lease
Sale & Leaseback
Asset Refinance
Commercial Vehicle Finance
Machinery Leasing
IT Systems Financing
Agricultural Equipment Finance
Fleet Financing
Highlights and features
- We offer 30+ years of asset finance expertise with a client-focused approach.
- Our team has direct experience working with major high street banks.
- We provide competitive rates through a trusted panel of finance providers.
- Flexible financing terms tailored to business cash flow requirements.
- We are authorised and regulated by the Financial Conduct Authority.
Associations and certifications
- Financial Conduct Authority
- ICO
Services
Hire Purchase
Hire Purchase allows businesses to acquire assets through fixed monthly payments with ownership transferred upon final payment. This solution offers flexible deposit options, including 10% deposits or 100% financing, with fixed or variable interest rates. Businesses benefit from tax efficiency through writing down allowances and VAT reclaimability while aligning repayment structures to cash flow cycles.
Operating Lease
Operating Leases provide access to assets without ownership responsibilities, ideal for short-term needs. The finance provider assumes residual value risk, offering lower rental payments and off-balance-sheet treatment. This solution suits businesses requiring equipment for specific projects or technology upgrades, with flexible terms and tax-efficient payment structures.
Finance Lease
Finance Leases enable long-term asset use with structured rental payments covering the asset's cost plus interest. Businesses gain access to high-value assets while preserving working capital, with options for secondary period renewals or third-party sales. This solution offers cash flow benefits through spread VAT payments and tax-efficient financing.
Asset Refinance
Asset Refinance unlocks capital from owned equipment through sale-and-leaseback arrangements. Businesses retain asset usage while converting asset value into working capital, with flexible repayment terms aligned to operational needs. This solution provides immediate cash flow improvements without disrupting operations.
Commercial Vehicle Finance
Specialist financing for commercial vehicles and fleet acquisitions, including new and used vehicles. Solutions include hire purchase, leasing, and tailored repayment structures to match business income cycles. Businesses benefit from competitive rates, flexible deposits, and VAT advantages while maintaining operational mobility.
Questions
What types of assets can be financed through Finance Solutions UK?
We finance commercial vehicles, plant machinery, agricultural equipment, IT systems, catering equipment, printing machinery, and soft assets.
How does Hire Purchase differ from Operating Lease?
Hire Purchase transfers ownership upon final payment, while Operating Lease allows asset use without ownership responsibility.
Are there flexible repayment options available?
Yes, we offer fixed/variable rates, balloon payments, holiday periods, and low deposits tailored to business cash flow.
Is Finance Solutions UK regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (No. 655316).
Can businesses refinance existing owned assets?
Yes, we provide sale-and-leaseback solutions to release capital from owned equipment.
What are the tax benefits of asset financing?
Finance Leases offer tax-deductible rentals, while Hire Purchase allows writing down allowances and VAT reclaimability.
