Business Details
34 Years
experience
Trusted Mortgage Brokers for Complex Cases
Active Investments has been a trusted name in mortgage brokering since 1992, specialising in placing finance for clients who fall outside conventional lending criteria. Our expertise lies in connecting borrowers with a diverse panel of lenders offering competitive deals and flexible underwriting solutions. With decades of experience in residential, commercial, and specialist mortgage products, we prioritise quality service and tailored financial solutions. Our team understands the complexities of adverse credit histories, unconventional circumstances, and niche property types, ensuring clients receive appropriate financing options.We maintain strong relationships with major lenders across the UK, enabling us to secure optimal terms for challenging cases. Our commitment to transparency and client satisfaction has solidified our reputation as experts in difficult-to-place mortgages. As an FCA-authorised firm, we adhere to rigorous regulatory standards while maintaining a client-centric approach to financial services.
Services
Bridging Loans
Commercial Mortgages
Equity Release
Second Charge Loans
Residential Mortgages
Details
- Year established: 1992
Highlights and features
- 30+ years of experience in specialist mortgage brokering
- Access to all major UK bridging lenders
- Competitive rates from 2.59% for fixed-term mortgages
- Flexible underwriting for adverse credit and unconventional cases
- Established relationships with 25+ specialist lenders
Associations and certifications
- Financial Conduct Authority
What people say
Excellent throughout
Highly professional
Delivered results
Speed of service
Attention to detail
Services
Bridging Loans
We provide bridging loans secured against residential and commercial properties for clients needing rapid capital access. These 1st or 2nd charge loans suit property development, auction purchases, and urgent capital raising. Our panel includes all major UK lenders, enabling competitive rates from 2.59% with flexible repayment options including rolled-up interest.
Commercial Mortgages
Specialist commercial mortgages for business premises acquisition, refinancing, and development projects. We arrange financing for SMEs and experienced developers with rates starting at 2.75% over base rate. Our lenders offer 100% funding for experienced developers with additional security, with terms from six months.
Equity Release
Tailored equity release solutions for homeowners aged 55+ seeking tax-free cash while retaining property ownership. Our whole-of-market approach secures competitive rates from 3.09% with guaranteed no cross-selling. We ensure immediate client contact and pay generous referral fees for completed cases.
Second Charge Loans
Competitive second charge loans for clients with historic or current credit issues. These secured products finance home improvements, tax bills, or business capital with rates from 2.89%. We work with lenders accepting adverse credit histories while maintaining transparent terms.
Residential Mortgages
Residential mortgage solutions for first-time buyers, adverse credit cases, and buy-to-let investors. Our panel includes mainstream and specialist lenders offering rates from 2.96% with LTVs up to 85%. We handle complex cases including discharged bankrupts and self-certified income scenarios.
Questions
What mortgage products do you specialise in?
We specialise in bridging loans, commercial mortgages, equity release, second charge loans, and residential mortgages for complex cases.
Can you help clients with adverse credit histories?
Yes, we have specialist lenders offering competitive rates for clients with historic or current credit problems.
How quickly can bridging loans be arranged?
We access all major UK lenders, enabling rapid bridging finance solutions typically within 7-14 days.
Do you offer buy-to-let mortgage options?
Yes, we provide BTL mortgages including HMO, student, and commercial buy-to-let products with rates from 3.09%.
What areas do you cover?
We operate UK-wide, working with clients and lenders across England, Scotland, Wales, and Northern Ireland.
How do you ensure competitive rates?
Our panel includes 25+ lenders, allowing us to compare deals and secure the best available rates for each client's circumstances.
