Business Details
20 Years
experience
Independent Mortgage Brokers in Shanklin
At 1st Call 4 Mortgages, we have built a reputation as independent mortgage and protection specialists since 2006. Our team of over 70 advisers brings diverse expertise to address unique client circumstances, from first-time buyers to portfolio landlords. We pride ourselves on accessing the entire mortgage and protection market, ensuring tailored solutions for clients regardless of their financial situation. With a focus on transparency and client-centric service, we guide clients through every stage of their mortgage journey, from initial consultation to completion.Our independence allows us to prioritise client interests, leveraging relationships with hundreds of lenders to secure competitive deals. Backed by Financial Conduct Authority authorisation, we combine regulatory compliance with a commitment to simplifying complex mortgage processes for UK consumers.
Services
Residential Mortgages
Mortgage Protection
Investment Mortgages
Commercial Mortgages
Buy to Let Mortgages
Remortgage Services
Life Insurance
Critical Illness Cover
Income Protection
Development Finance
Details
- Year established: 2006
Highlights and features
- We have 30+ years of combined experience in mortgage advisory services
- Our team includes 70+ specialists with expertise in niche markets
- We offer free initial consultations with no-obligation mortgage advice
- We access the whole mortgage market with 100s of lender partnerships
- Our advisers specialise in complex cases including self-employment and credit issues
Associations and certifications
- Financial Conduct Authority
Services
Residential Mortgages
We provide tailored residential mortgage solutions for first-time buyers, home movers, and remortgagers. Our advisers assess individual circumstances to secure competitive rates from 100s of lenders. With expertise in government schemes and complex cases, we simplify the home-buying process from application to completion.
Mortgage Protection
Our protection packages safeguard mortgage payments against life's uncertainties. We offer life insurance, critical illness cover, and income protection tailored to individual needs. These products provide financial security for clients and their families during unexpected circumstances like job loss or medical emergencies.
Commercial Mortgages
We arrange commercial mortgages for business premises, investment properties, and development projects. Our services cover owner-occupied premises, bridging loans, and agricultural mortgages. With access to specialist lenders, we help businesses secure funding tailored to their operational requirements.
Investment Mortgages
Our investment mortgage solutions cater to landlords and property investors. We offer buy-to-let, holiday let, and portfolio landlord mortgages with competitive terms. Our advisers help clients maximise returns while navigating regulatory requirements and market conditions.
Remortgage Services
We help homeowners secure better mortgage terms through remortgaging. Our process includes equity release, rate transfers, and second-charge mortgages. We assess individual circumstances to identify cost-saving opportunities while maintaining financial stability.
People
Paul Butler
Director
With 30+ years in financial services, Paul founded 1st Call 4 Mortgages in 2006. He qualified as an Independent Financial Adviser in 1993 after personal property challenges. Under his leadership, the company has grown to 70+ advisers, specialising in complex mortgage cases while maintaining client-focused values.
Questions
What mortgage types do you offer?
We offer residential, commercial, investment, and buy-to-let mortgages, along with remortgage solutions and protection insurance products.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under number 676588 for mortgage and insurance mediation activities.
Do you help with bad credit mortgages?
Yes, our advisers specialise in complex cases including adverse credit histories, helping clients find suitable mortgage solutions.
How do you get paid?
We receive commissions from lenders through fixed fees, percentage-based models, or fixed rates, all disclosed transparently during your mortgage journey.
Can you help self-employed applicants?
Yes, we have specialists experienced in securing mortgages for self-employed individuals with complex income structures.
What areas do you cover?
We operate nationwide across the UK, providing mortgage solutions for clients in England, Wales, Scotland, and Northern Ireland.
