Business Details
5 Years
experience
Award-Winning Mortgage Brokers in Basingstoke
Established in 2005, The Mortgage Bubble has grown to become one of Basingstoke's leading mortgage advisory firms. With over two decades of combined experience in the mortgage and property industry, our team provides expert guidance tailored to individual financial circumstances. We specialise in simplifying complex mortgage processes through fee-free initial consultations, offering face-to-face advice that explores all available options. Our services extend beyond standard mortgage brokering to include equity release solutions, protection insurance, and specialist mortgage products for diverse client needs. Operating nationwide while maintaining our Basingstoke base, we combine local market knowledge with national coverage. Our dedicated case management system ensures smooth application progression, supported by access to thousands of exclusive mortgage deals. Recognised through industry awards, we maintain authorisation by the Financial Conduct Authority and prioritise transparent communication throughout the mortgage journey. Client testimonials consistently highlight our professionalism, responsiveness, and ability to navigate complex financial scenarios while maintaining clear, jargon-free explanations.
Services
Mortgage Advice
Equity Release
Insurance Services
Remortgage
First-Time Buyer
Buy to Let
Specialist Mortgages
Life Insurance
Critical Illness Cover
Income Protection
Served areas
- Basingstoke, Camberley, Farnborough, Reading, Winchester, Newbury, Fleet, Yateley, Church Crookham, Wokingham, Bracknell, Woking
Details
- Year established: 2021
- Employees: 5
Highlights and features
- Mortgages for first-time buyers
- Mortgages for home movers
- Remortgage advice
- Buy to Let mortgages
- Equity Release
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional and responsive
Quick response time
Trust and guidance
Smooth process
Services
Mortgage Advice
We provide comprehensive mortgage advisory services covering first-time buyer mortgages, remortgaging, and property investment financing. Our FCA-authorised advisors access thousands of exclusive deals to find suitable solutions for individual circumstances. With flexible appointment options including home visits, we simplify the mortgage process through clear explanations and dedicated case management support.
Equity Release
Our specialist equity release advisors help homeowners access funds tied up in their property through lifetime mortgages. We provide balanced advice considering inheritance implications and means-tested benefits impact. Offering nationwide coverage, we ensure clients understand all available options while maintaining transparent communication throughout the release process and associated financial considerations.
Insurance Services
We offer tailored protection solutions including life insurance, critical illness cover, and income protection policies. Our advisors create personalised illustrations to ensure appropriate coverage levels for family security. The service considers changing life circumstances and provides ongoing policy reviews to maintain adequate financial protection aligned with clients' evolving needs and mortgage commitments.
Remortgage
Our remortgaging service helps clients secure better interest rates and release equity from existing properties. We recommend starting the process six months before current deal expiration to maximise savings. With access to exclusive deals, we streamline the switching process while considering clients' credit profiles and property valuations to achieve optimal outcomes.
First-Time Buyer
We specialise in guiding first-time buyers through the mortgage process with fee-free initial consultations. Our advisors explain available schemes like Help-to-Buy and assess eligibility for 5% deposit mortgages. We provide ongoing support from agreement in principle to completion, helping clients navigate the property purchase journey with clear explanations of all associated requirements and financial commitments.
Questions
How long does the mortgage process take?
Remortgaging typically takes 6 months from initial preparation, while property purchases take 8-14 weeks depending on chain complexity.
Can I get a mortgage with bad credit?
Yes, we work with clients having CCJs, defaults, or bankruptcy histories to find suitable mortgage solutions through specialist lenders.
What deposit size is required?
Minimum 5% deposit generally applies, though 0% deposit options exist for renters with 12+ months rental history.
Do you operate nationwide?
While based in Basingstoke, we provide mortgage advice nationwide across the UK.
When should I consult a mortgage advisor?
We recommend early consultation to understand borrowing capacity and suitable mortgage products before property searching.
Are initial consultations free?
Yes, we offer fee-free initial mortgage advice with no obligation to proceed with our services.
Reviews (20)
Karl Keely
May 31, 2023
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Joe was a massive help in securing our mortgage. Always available for a call, providing a lot of different options, he has been a huge support. I'd highly recommend using the team at Mortgage Bubble, they'll be with you through the whole process.
Charlotte Hookins
May 24, 2023
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Joe has been a huge help for buying my first home! He has been super friendly and given loads of information and support on the general process of buying a house as well as facilitating my mortgage. He gave useful insights and guidance to me as I had no idea what I was looking for and was someone I could really trust. He has been a huge help throughout the process and was always available to call or drop him a quick message on any questions I had. Sorting the mortgage was super simple and quick once I got his help and everything became a lot less confusing! Professional but so personable, a huge huge help. Thank you, Joe!
Naomi Key
May 21, 2023
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Have used Joe at The Mortage Bubble for the last 4 years. Joe set up our initial mortage and is now arranging our second remortage! Excellent service, very friendly and makes it such an easy process!
Abigail Joyce
May 16, 2023
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FANTASTIC SERVICE! From our first consultation to completion Joe Capon has kept our mortgage application straightforward and stress free. Thank you Joe
Tom Booker
Apr 23, 2023
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The Mortgage Bubble are friendly, efficient & very approachable! We have had the pleasure of dealing with Joe Joyce who was always efficient from the very beginning. No broken promises & he always kept us updated throughout the entire process. We can't thank Joe enough for all the hard work he has put in, to get us over the line. We will 100% recommend The Mortgage Bubble to family & friends!
Doreen Thompson-Addo
Mar 28, 2023
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From start to finish Joe exceeded our expectations with the service he provided when it was time to remortgage our property. He came highly recommended from our neighbours and we could immediately see why. He took us through the process of remortgaging thoroughly and no question was too silly or too complex to answer. Joe also went above and beyond to explain our options to us and provided honest and objective feedback that made our decision making easier.
He also explained and supported us with additions requirements that we needed to review such as life insurance and provided us with excellent solutions. We are looking forward to working with Joe on future properties and would not hesitate to recommend him to anyone who has to make an important property decision - you won't be disappointed!
He also explained and supported us with additions requirements that we needed to review such as life insurance and provided us with excellent solutions. We are looking forward to working with Joe on future properties and would not hesitate to recommend him to anyone who has to make an important property decision - you won't be disappointed!
Janan Noor
Mar 11, 2023
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Professional, friendly efficient adviser. Joe was great very clear and communicative. I would recommend their services very highly.
Gemma Richards
Mar 08, 2023
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Joe has helped us from day one of our property journey, 5 years later he is still assisting us in understanding out mortgage options. It is such a big thing when looking at the minefield of mortgages and borrowing options but Joe thinks of all options and guides you through the process. Great service, quick response time and just overall best service.
Jess Allen
Feb 23, 2023
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Joe was recommended to us by the Estate Agent, and I am really glad he was. He made us feel at ease throughout the whole process, which was extremely appreciated as first time buyers. He kept in regular contact, and was able to answer any questions we had. I would definitely recommend The Mortgage Bubble, and will be doing so for any friends/family that start looking for houses.
Sean Quirk
Feb 18, 2023
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Thank you Joe Capon for helping us get our Self Build mortgage he was very professional, answered all our queries and supported us with everything we needed along the way as it can be quite confusing. We will be back for the next mortgage once the house is built. Thank you Joe, highly recommend.
James Christison
Feb 17, 2023
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Look no further if you need a mortgage. Joe was the most knowledgeable, hard working and friendly advisor we have ever dealt with. He asks and answers all the questions you could need and his nature is to help you without any arm twisting. I wholeheartedly recommend this company, you won't regret it.
Carl Quigley
Jan 21, 2023
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Absolutely brilliant service, extremely helpful and knowledgable.gave us the deal we were looking for when remortgaging
Wesley Joyce
Jan 19, 2023
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What a Team, what a company! I recently used The Mortgage Bubble to re-mortgage, and I am so pleased I went with them. Friendly, professional, and genuinely looking out for your interests, each step was a breeze. I will not use anyone else moving forward!
Fizz Hood
Sep 26, 2022
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Joe has been amazing from start to finish. Throughout the process he has been on hand to help us and get us the best deal. I will be recommending The Mortgage Bubble to anyone I know looking to move. Thanks for all your hard work Joe, very much appreciated
James Emmanuel
Sep 10, 2022
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I highly recommend Joe and the team at The Mortgage Bubble. Joe was very quick to respond, knowledgeable and helpful throughout my mortgage application. He made the whole process stress free. I will definitely use The Mortgage Bubble again.
Vincent ODon
Jul 21, 2022
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Joe was great, very attentive and stress free. Got me a good deal at the right time, would highly recommend.
Shaun Warren
Jun 19, 2022
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Very professional and handled my life insurance amazingly, getting me cover at such of good price especially for my age and being a smoker. I couldn't recommend highly enough
Scott Hayden
Jun 09, 2022
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Joe provided us with patient, calm, and professional advice at every stage of our re-mortgage. The bespoke and on-demand advice and communication via video and phone calls helped us through every stage of the process. In particular the subject knowledge and insights we gained as we worked alongside Joe helped us to feel confident and assured we were making the right decisions.
Daniella Strong
Jun 07, 2022
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Joe has always been very professional and helpful when we have changed our life insurance and mortgage with him. His communication is great and he's always able to answer any question we have. Thank you Joe.
Kira McKane
May 22, 2022
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Can't thank Joe enough for helping us with our mortgage. First class service - clear, efficient and supportive throughout the whole process. Would highly recommend.