Business Details
28 Years
experience
Your Trusted Mortgage and Protection Advisers in Reading
Greenoak Mortgages is an impartial mortgage and protection advisory service established in 1998. We operate from Maidenhead, Twyford, and Greenford, serving clients across Berkshire, South Oxfordshire, and West London. Our team provides tailored mortgage solutions by accessing a wide range of products, including exclusive deals unavailable on the high street. We act solely in clients' interests, negotiating with lenders and offering comprehensive protection advice through partnerships with leading UK insurers. With over 25 years of experience, we combine market knowledge with advanced tools to secure competitive mortgages for first-time buyers, remortgagers, and investors.Our services extend to life assurance, critical illness cover, and income protection, ensuring holistic financial planning. We maintain transparency by not charging fees for mortgage advice and prioritise long-term client relationships. Our expertise in navigating complex lending criteria reduces rejection risks while saving clients time through streamlined application processes.
Services
Mortgage Brokering
Protection Adviser
Buy to Let Mortgages
Remortgaging
Life Assurance
Critical Illness Cover
Income Protection
Flexible Mortgages
Offset Mortgages
Details
- Year established: 1998
Highlights and features
- We act in your interests, not those of lenders
- We access exclusive mortgage products unavailable on the high street
- We negotiate with lenders on your behalf
- We provide tailored protection advice through leading insurers
- We have over 25 years of mortgage market expertise
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Brokering
We provide impartial mortgage brokering services, accessing exclusive products from high street lenders and specialist providers. Our team analyses your financial situation to recommend fixed-rate, tracker, or flexible mortgages tailored to your needs. With expertise in first-time buyer schemes, buy-to-let financing, and remortgaging strategies, we negotiate competitive rates while ensuring compliance with lending criteria to minimise application rejections.
Protection Adviser
Our protection advisory service offers life assurance, critical illness cover, and income protection policies from leading UK insurers. We assess your financial obligations to recommend appropriate coverage levels, whether for mortgage security or family financial planning. We specialise in level/decreasing term policies, lump sum or monthly income options, and bespoke solutions for self-employed individuals and business owners.
Buy to Let Mortgages
We specialise in buy-to-let mortgage solutions for property investors, including standard rental properties and HMOs. Our service covers portfolio financing, limited company mortgages, and specialist products for experienced landlords. We provide market analysis on rental yields, advise on tax-efficient structures, and connect clients with lenders offering competitive rates for property investment portfolios.
Remortgaging
Our remortgaging service helps clients secure better rates, release equity, or change mortgage terms. We analyse existing deals for early repayment charges, compare market options, and manage the transition process. We specialise in remortgaging for home improvements, debt consolidation, and securing lower monthly payments while maintaining compliance with evolving lending regulations.
Flexible Mortgages
We offer flexible mortgage solutions allowing payment holidays, overpayments, and variable payment amounts. These products suit clients with irregular income streams or those seeking greater financial control. We provide offset mortgages linking savings to mortgage balances, tracker mortgages tied to Bank of England rates, and hybrid products combining fixed and variable rate periods.
People
Nigel Dennis
Mortgage Adviser
Nigel Dennis, owner of Greenoak Mortgages, has over 25 years' experience in mortgage advisory services. As an Appointed Representative of HL Partnership Limited, he specialises in sourcing competitive mortgage deals and protection solutions while maintaining FCA regulatory compliance.
Questions
What mortgage services do you offer?
We offer full mortgage brokering services including first-time buyer mortgages, buy-to-let financing, remortgaging, flexible mortgages, and specialist products. Our services cover fixed-rate, tracker, and offset mortgage options.
Are your mortgage services impartial?
Yes, we are completely impartial and not tied to any specific lenders. We access products from across the market to find the best deal for your circumstances.
Do you charge fees for mortgage advice?
No, we do not charge fees for mortgage advice. Our remuneration comes from commission paid by lenders upon successful mortgage completions.
What protection products do you provide?
We offer life assurance, critical illness cover, income protection, and family income benefit policies from leading UK insurers to protect your mortgage and financial commitments.
How do you handle mortgage applications?
We manage the entire mortgage application process, including lender negotiations, document submission, and progress tracking. We use advanced software to assess lending criteria and reduce rejection risks.
What areas do you cover?
We operate from Maidenhead and Twyford, serving clients across Berkshire, South Oxfordshire, and West London. We also assist clients nationwide through remote consultation options.
