Business Details
26 Years
experience
Your Trusted Car Protection Insurance Partner in London
Premia Solutions has been a trusted provider of bespoke white-label insurance products since its founding in 2000. With over 1 million live policies and partnerships with 2,000+ dealerships, we specialise in car protection insurance tailored to the UK automotive industry. Our FCA authorisation since 2005 underscores our commitment to regulatory excellence and customer fairness. We prioritise peace of mind through innovative products like SMART Insurance and GAP Insurance, designed to maintain vehicle value and protect investments.Our nationwide network of mobile repairers ensures convenient, guaranteed repairs, while our digital platform MyPremia empowers policyholders with self-service tools. Celebrating 20 years of industry leadership, we combine deep expertise with a customer-centric approach to set standards in insurance service delivery. Our anti-slavery statement and ethical supply chain practices reflect our dedication to corporate responsibility and transparency.
Services
GAP Insurance
SMART Insurance
Tyre & Alloy Insurance
Paint & Fabric Protection
Details
- Year established: 2000
Highlights and features
- We have over 20 years of experience in automotive insurance
- Our FCA authorisation ensures regulatory compliance and trust
- We manage 1 million+ live policies nationwide
- Our 24/7 digital platform enables seamless policy management
- We partner with 2,000+ dealerships for nationwide coverage
Associations and certifications
- Financial Conduct Authority
What people say
Industry's partner of choice
Hassle-free insurance
Trusted & respected
Services
GAP Insurance
GAP Insurance covers financial shortfalls if your vehicle is written off or stolen. It settles outstanding finance agreements, covers initial rentals, and contributes to motor insurance excess. Policies protect against depreciation by bridging the gap between insurer payouts and your vehicle's original value.
SMART Insurance
SMART Insurance covers cosmetic repairs for minor dents, scratches, and scuffs. Our nationwide network provides mobile repairs at convenient times, preserving your vehicle's appearance and value. Repairs come with lifetime guarantees and no excess payments.
Tyre & Alloy Insurance
This insurance covers tyre repairs/replacements and alloy wheel damage. It maintains your vehicle's showroom condition by funding professional repairs at no excess cost. Claims include like-for-like tyre replacements and guaranteed alloy refurbishments.
Paint & Fabric Protection
Our two-stage protection system seals paintwork against weathering and treats upholstery to resist stains. The chemical-based solution preserves your car's pristine condition, using advanced technology to defend against everyday wear and tear.
Questions
How do I make a claim with Premia Solutions?
Log in to MyPremia or register for an account, then submit your claim details through the online portal.
What insurance products does Premia offer?
We provide GAP Insurance, SMART Insurance, Tyre & Alloy Insurance, and Paint & Fabric Protection.
Is Premia Solutions regulated by the FCA?
Yes, we've been FCA-authorised since January 2005 under reference number 310089.
Can I manage my policy online?
Yes, MyPremia allows policy changes, direct debit adjustments, and document uploads 24/7.
What areas does Premia cover?
We operate nationwide across the UK and Ireland through 2,000+ dealership partners.
