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Specialist Insurance for Therapists & Wellness Professionals
Therapist Insurance has established itself as a trusted provider of professional liability insurance for therapists, counsellors, and wellness professionals across the UK. With coverage for over 1,000 therapies and activities, we specialise in tailored insurance solutions that address the unique risks faced by practitioners in complementary medicine, fitness, and mental health fields. Our policies include comprehensive protections such as public liability, medical malpractice, and professional indemnity cover, alongside innovative features like retroactive coverage for previously insured work and legal defence packages.Backed by our FCA-authorised parent company Balens Limited, we combine industry expertise with a commitment to accessibility, offering streamlined online purchasing and dedicated support for claims management. Our team works closely with practitioners to ensure policies adapt to evolving professional needs, whether covering single-therapy practices or multi-disciplinary clinics.
Services
Professional Liability Insurance
Public Liability Cover
Medical Malpractice Protection
Student Therapist Insurance
Multi-Therapy Coverage
International Coverage
Legal Defence Package
Products Liability Cover
Online Therapy Insurance
Retroactive Coverage
Highlights and features
- Covering over 1,000 therapies and activities across the UK
- FCA-authorised insurance provider with dedicated claims support
- Flexible policies for single and multi-therapy practitioners
- Retroactive coverage for previously insured professional work
- 24/7 online policy management and claims assistance
Associations and certifications
- Financial Conduct Authority
Services
Professional Liability Insurance
Comprehensive protection for complementary therapists, counsellors, and alternative medicine practitioners. Covers professional indemnity, medical malpractice, and libel/slander claims with retroactive protection for prior work. Available for over 1,000 therapy types including acupuncture, reflexology, and yoga. Policies include legal defence packages and international coverage excluding USA/Canada.
Public Liability Cover
Financial protection against third-party injury or property damage claims. Covers treatment costs, legal fees, and compensation payments for incidents occurring during therapy sessions. Available with 6m limits for fitness professionals and 4-6m for complementary therapists. Excludes employee-related liabilities and intentional misconduct.
Student Therapist Insurance
Specialist insurance for therapy students undertaking supervised case studies. Requires tutor approval and adherence to qualification boundaries. Covers public liability and professional indemnity during training. Students must disclose their status to clients and charge below qualified therapist rates. Available for accredited courses only.
Multi-Therapy Coverage
Flexible policies covering multiple therapy disciplines under one policy. Requires evidence of qualifications for each modality. Premiums calculated based on risk profiles of declared therapies. Supports practitioners offering complementary services like massage with yoga or fitness instruction.
International Coverage
Work abroad coverage excluding USA and Canada. Applies to qualified practitioners providing temporary therapy services overseas. Includes retroactive protection for prior UK-based work. Requires policy declaration of travel frequency and destination countries for risk assessment.
Questions
What types of therapy are covered by your policies?
We cover over 1,000 therapies including acupuncture, reflexology, shiatsu, yoga, fitness training, and counselling. Contact us if your specific therapy isn't listed.
Can I get insurance without formal qualifications?
Professional liability cover requires verifiable qualifications. We cannot accept correspondence-only course certifications unless they meet our accreditation criteria.
How do I make a claim?
Contact our in-house claims team immediately via phone or email with incident details, treatment records, and correspondence. Early notification ensures proper investigation timelines.
Is online therapy covered?
Yes, all policies include coverage for telephone, video, and other electronic medium sessions as standard.
Can I add multiple therapies to one policy?
Yes, we offer multi-therapy coverage provided you supply evidence of qualifications for each discipline.
Do you cover overseas practitioners?
We accept applications from UK-based practitioners with overseas qualifications. Additional documentation may be required for non-UK training programs.
