Business Details
Trusted Landlord Insurance Services UK
Established in the mid-1990s, C I A Insurance operates as an independent insurance broker specialising in niche areas of the UK landlord insurance market. With over 20 years of collective expertise, our team delivers tailored insurance solutions for residential and commercial properties, including buildings, contents, and unoccupied property coverage. We maintain close partnerships with leading UK insurers to secure exclusive rates while guaranteeing price competitiveness through our price-match promise.Our customer-centric approach combines personalised service with comprehensive policy options, supported by dedicated advisors who prioritise understanding individual client needs. As an authorised and regulated entity by the Financial Conduct Authority, we adhere to strict professional standards while maintaining participation in the Financial Services Compensation Scheme for added client protection.
Services
Landlord Buildings Insurance
Landlord Contents Insurance
Unoccupied Property Cover
Landlord Legal Expenses
Loss of Rent Insurance
Malicious Damage Coverage
Accidental Damage Protection
Highlights and features
- We guarantee price-matched policies against UK competitor quotes
- Our team holds 20+ years of specialised landlord insurance expertise
- We provide personalised policy consultations for individual property needs
- Our exclusive insurer partnerships deliver rates unavailable elsewhere
- We offer comprehensive coverage including loss of rent and legal expenses
Associations and certifications
- Financial Conduct Authority
- Financial Services Compensation Scheme
What people say
Excellent experience overall
Decent prices
Quick renewals
Knowledgeable staff
Reasonable price increases
Services
Landlord Buildings Insurance
Protects property structures against fire, flooding, and theft. Covers permanent fixtures including kitchens and bathrooms with optional accidental damage extensions. Designed for residential and commercial landlords requiring reinstatement cost protection.
Landlord Contents Insurance
Safeguards landlord-owned furnishings and appliances against damage or theft. Includes coverage for white goods and fixtures with optional trace & access extensions. Suitable for furnished rental properties and HMOs.
Unoccupied Property Insurance
Provides protection for empty properties during renovations or tenant transitions. Covers risks including vandalism, theft, and weather damage with flexible term options for seasonal or transitional vacancies.
Loss of Rent Insurance
Covers lost income when properties become uninhabitable due to insured events. Includes provisions for temporary accommodation costs and rent guarantee components during claim periods.
Landlord Legal Expenses
Provides protection against legal costs from tenant disputes or evictions. Includes rent recovery assistance and compliance guidance for UK landlord-tenant legislation.
Questions
What types of landlord insurance do you offer?
We provide buildings, contents, unoccupied property, legal expenses, and loss of rent insurance with customisable coverage options.
Can you cover properties with challenging tenant profiles?
Yes, we offer policies for DSS tenants, professionals, students, and asylum seekers with appropriate risk assessments.
Do you guarantee competitive pricing?
Our price-match promise ensures we'll match or beat any like-for-like UK market quotation.
How do claims get processed?
Contact our dedicated claims team directly using insurer-specific numbers provided at policy inception.
What areas do you cover?
We provide insurance solutions for properties across mainland UK including England, Scotland, Wales, and Northern Ireland.
