Business Details
30 Years
experience
Tailored Commercial Insurance Solutions in Sevenoaks
At Insurance Choice, we have been arranging commercial insurance solutions for over 25 years, specialising in tailored policies that meet the unique needs of businesses. Our approach combines access to a carefully selected panel of insurers, including A-rated providers and Lloyds of London market specialists, with a deep understanding of diverse industry requirements. As part of the Markerstudy Group, we leverage extensive resources while maintaining a client-centric focus, ensuring businesses receive bespoke coverage and risk management strategies. Our commitment to excellence is reflected in our Trustpilot 'Excellent' rating and 4.9-star score, earned through consistent service quality and customer satisfaction. With UK-based call centres and fully trained teams, we prioritise clear communication and timely responses, operating Monday to Friday from 9:00am to 5:00pm.Our flexible payment solutions, including third-party financed monthly instalments, make comprehensive insurance accessible without compromising coverage quality. Backed by Financial Conduct Authority authorisation (FCA No. 306164), we maintain rigorous compliance standards while delivering innovative products like Cyber Insurance and Management Liability policies. Our expertise extends to niche sectors including Nightclub Insurance and Haulage Fleet Insurance, supported by dedicated account executives who build long-term client relationships. Through continuous market analysis and partnership with leading insurers, we ensure businesses remain protected against evolving risks. Our sister brands, Auto Windscreens and VisionTrack, further demonstrate our group's commitment to diversified risk solutions while maintaining core insurance excellence.
Services
Commercial Property Insurance
Contractors Combined Insurance
Cyber Insurance
Fleet Insurance
Professional Indemnity Insurance
Nightclub Insurance
Care Home Insurance
Landlords Insurance
Motor Trade Insurance
Management Liability Insurance
Details
- Year established: 1996
Highlights and features
- We offer 25+ years of commercial insurance expertise with A-rated insurers
- Our FCA-authorised status ensures regulatory compliance and consumer protection
- Tailored policies for niche sectors including Nightclub and Haulage Insurance
- Flexible payment options through third-party financed monthly instalments
- Dedicated UK-based account executives with industry-specific knowledge
Associations and certifications
- Financial Conduct Authority
- Trustpilot
What people say
Tailored insurance solutions
Professional service
Prompt claims handling
Flexible payment options
Expert guidance
Services
Commercial Property Insurance
Our Commercial Property Insurance protects UK businesses against property damage, theft, and business interruption. Tailored policies cover diverse property types from retail units to industrial facilities. With flexible terms and competitive premiums, we ensure comprehensive protection for your physical assets while offering optional add-ons like flood cover and equipment breakdown.
Contractors Combined Insurance
Designed for construction professionals, this policy combines public liability, employers liability, and tools cover. Available for main contractors and subcontractors across trades, it includes site-specific coverage and legal expense protection. Our policies adapt to project sizes from small renovations to large-scale developments, with optional extensions for specialist equipment.
Cyber Insurance
This critical coverage addresses cyber risks including data breaches, ransomware attacks, and business interruption from IT failures. Policies include incident response support, legal compliance assistance, and recovery costs. We offer tiered protection levels suitable for SMEs and large enterprises, with risk management resources to enhance your cybersecurity posture.
Nightclub Insurance
Bespoke nightclub policies cover premises, public liability, and liquor licensing risks. Additional protections include loss of licence coverage, stock spoilage, and event cancellation. We cater to venues of all sizes, offering flexible terms for late-night operations and special event requirements while maintaining competitive pricing.
Professional Indemnity Insurance
Essential protection for professionals against negligence claims, covering legal defence costs and compensation awards. Available for accountants, surveyors, engineers, and other consultants, policies include retroactive cover and project-specific extensions. We provide limits from 50,000 to 10 million with claims handling support.
Questions
How do I get a commercial insurance quote?
Contact us via phone at 01384 429 900 or complete our online form for a callback. Our specialists will discuss your business needs and provide a tailored quote within three working days.
What payment options are available?
We offer flexible payment solutions including monthly instalments through third-party finance providers, allowing you to spread the cost of your insurance policy while maintaining full coverage.
How do I make a claim?
Contact your insurer directly using the helpline in your policy documents. If you need assistance or have a Lorega Loss Recovery product, call our commercial office for support with claim notification.
Do you cover niche business sectors?
Yes, we specialise in hard-to-place risks including Nightclub Insurance, Haulage Fleet Insurance, and Care Home Insurance, with policies tailored to meet specific industry requirements and regulatory standards.
Are you FCA regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA No. 306164), ensuring compliance with strict regulatory standards for consumer protection and financial integrity.
