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Business Details
50+ Years
experience
Specialist Business Insurance Solutions in Chester
Established in 1975, Powell Commercial has built a reputation for delivering tailored insurance solutions to businesses across diverse sectors. Our approach combines deep industry expertise with a commitment to understanding each client's unique needs, ensuring comprehensive protection against evolving risks. With over 45 years of experience, we specialise in commercial combined insurance, motor trade coverage, property owners' policies, and professional indemnity solutions. Our team of FCA-authorised professionals prioritises transparency, reliability, and long-term partnerships, working closely with clients to optimise risk management strategies. We pride ourselves on providing clear communication, personalised service, and proactive support throughout the insurance lifecycle.

Our dedication to excellence is reflected in our track record of client retention and positive testimonials highlighting our responsive claims management. As an authorised and regulated entity (FCA Ref: 434056), we maintain rigorous compliance standards while delivering cost-effective insurance programmes. Our Chester-based team serves businesses nationwide, combining local expertise with national reach. By continuously adapting to market changes, we empower clients to navigate uncertainties with confidence, knowing their operations are safeguarded by bespoke insurance solutions.
Services
Commercial Combined Insurance Contractors Combined Insurance Motor Trade Insurance Property Owners Insurance Motor Fleet Insurance Professional Indemnity Insurance Cyber Liability Insurance Directors & Officers Insurance Goods in Transit Insurance
Details
  • Year established: 1975
Highlights and features
  • We offer over 45 years of specialist insurance expertise
  • Our team provides FCA-regulated, fully compliant insurance solutions
  • We deliver tailored risk management strategies for unique business needs
  • Our claims specialists ensure efficient, transparent resolution processes
  • We maintain long-term partnerships with clients nationwide
Associations and certifications
  • Financial Conduct Authority
What people say
Good customer service Great knowledge Friendly Highly recommend
Services
Commercial Combined Insurance
Our Commercial Combined Insurance offers tailored coverage solutions for businesses' unique needs. This flexible policy combines multiple protections including property, liability, and business interruption cover. We work closely with clients to identify specific risks and create customised packages that provide comprehensive protection while optimising costs.
Motor Trade Insurance
Specialist motor trade insurance designed for automotive businesses. Our policies cover vehicles in trade, tools, and premises while providing liability protection. We offer customised solutions for dealerships, repair shops, and fleet operators, ensuring comprehensive coverage that adapts to evolving business requirements.
Professional Indemnity Insurance
Professional Indemnity Insurance safeguards businesses against claims arising from professional errors or negligence. Our policies cover legal costs, compensation, and associated expenses for advisory and consultancy services. We provide tailored coverage that aligns with specific industry regulations and client risk profiles.
Cyber Liability Insurance
Comprehensive cyber liability coverage protects businesses from data breaches and cyber attacks. Our policies address financial losses from data theft, business interruption, and legal liabilities. We help clients implement risk mitigation strategies while providing financial protection against evolving digital threats.
Goods in Transit Insurance
Specialist insurance for goods during transportation. Our policies cover loss or damage to cargo during transit, including domestic and international shipments. We provide flexible coverage options for various transport modes, ensuring businesses maintain financial protection against logistics-related risks.
People
Mike Ivory
Claims Manager
Mike Ivory leads our claims management team with extensive experience in corporate insurance claims. He specialises in coordinating complex claims processes while maintaining clear communication with clients and insurers.
Questions
What types of insurance do you specialise in?
We specialise in commercial combined insurance, motor trade coverage, professional indemnity, cyber liability, and goods in transit policies tailored to business needs.
How do you personalise insurance solutions?
We conduct detailed risk assessments and work closely with clients to understand their specific requirements, creating customised coverage packages that address unique business risks.
What support do you offer during claims?
Our dedicated claims specialists provide direct support, managing the process from submission to resolution with clear communication and timely progression.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (Ref: 434056) ensuring compliance with industry standards.
Which areas do you cover?
Based in Chester, we provide insurance solutions to businesses nationwide across England, Wales, and Scotland.