Business Details
38 Years
experience
Trusted Insurance Brokers in Liverpool
Established in 1988, Mason Owen Financial Services has built a reputation as a trusted independent insurance broker based in Liverpool. As a Chartered Insurance Broker and member of the British Insurance Brokers Association, we combine over three decades of industry expertise with FCA regulation to deliver tailored insurance solutions. Our services span commercial property insurance, legal indemnity, travel insurance, and specialist business coverage, supported by partnerships with leading insurers.With a management team that acquired the company in 2022 while maintaining ties to the original Mason Owen & Partners property consultancy, we blend deep sector knowledge with modern client-focused service. Our commitment to excellence is demonstrated through our renewal of corporate chartered status and recognition by clients for efficient claims handling and proactive support.
Services
Commercial Property Insurance
Legal Indemnity Insurance
Travel Insurance
Business Interruption Cover
Flood Risk Insurance
Professional Indemnity
Cyber Insurance
Directors & Officers Insurance
Contractors Insurance
Structural Defects Insurance
Details
- Year established: 1988
Highlights and features
- Chartered Insurance Broker status demonstrating professional excellence
- Over 150 years combined experience in insurance brokerage
- FCA regulated for client protection and compliance
- Specialist legal indemnity insurance expertise since 1967
- Proven claims handling efficiency with 24-minute response times
Associations and certifications
- Chartered Insurance Institute
- British Insurance Brokers Association
- Financial Conduct Authority
What people say
Efficient and responsive
Pro-active claims service
Specialist knowledge
Friendly and approachable
Commercially focused advice
Services
Legal Indemnity Insurance
We provide specialist legal indemnity insurance solutions for property transactions. Our team with 150+ years combined experience offers coverage for defective titles, structural defects, and portfolio risks. We work with 12+ insurers to secure optimal terms and provide detailed Demands & Needs Statements for each case. Clients benefit from direct underwriter access and bespoke policy wording tailored to transactional requirements.
Commercial Property Insurance
Our commercial property insurance covers risks for investors and businesses. We offer standard and non-standard coverage including renovation insurance, contractors' liability, and non-negligence liability. Policies address JCT contract requirements and provide structural defects insurance with up to 12-year terms. We combine property expertise with access to Lloyds and composite markets to create comprehensive protection packages for commercial property portfolios.
Flood Risk Insurance
We distribute FloodFlash's innovative parametric flood insurance that pays claims within 24 hours of sensor-verified flood depth. This solution works as standalone or supplementary coverage with Lloyds backing. We also provide complementary disaster recovery support through Qlaims to help businesses resume operations quickly after flood events, combining instant settlement with practical recovery assistance.
Cyber Insurance
Our cyber insurance solutions protect against digital threats with coverage for data breaches, business interruption, and social engineering fraud. Policies include access to cybersecurity experts and legal teams for incident response. We help businesses implement resilience strategies beyond standard coverage, addressing risks from phishing attacks to GDPR compliance issues with tailored protection aligned to specific industry vulnerabilities.
Business Interruption Insurance
We arrange business interruption insurance covering income loss from property damage events. Our specialists determine appropriate indemnity periods and tailor coverage to industry-specific recovery needs. Factories, offices, and commercial operations benefit from policies that account for unique revenue patterns and relocation requirements, ensuring financial stability during recovery periods following incidents like fires or floods.
Questions
What insurance services do you specialise in?
We specialise in commercial property insurance, legal indemnity, travel insurance, business interruption cover, and specialist risks including flood flash and cyber insurance.
Are you regulated by the Financial Conduct Authority?
Yes, we are an FCA-authorised and regulated insurance broker with firm reference number 119268.
How quickly do you handle insurance claims?
Our claims team typically responds within 24 minutes of notification and works closely with insurers to expedite settlements.
Do you offer insurance for high-net-worth individuals?
Yes, we provide bespoke high-value household and motor insurance solutions for mid and high-net-worth clients.
What areas do you cover?
Based in Liverpool and Norwich, we provide insurance services nationwide across the UK with specialist market access.
Can you help with legal indemnity insurance?
As market leaders, we offer comprehensive legal indemnity solutions including defective title, structural defects, and portfolio insurance with bespoke policy terms.
