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Business Details
46 Years
experience
Your Trusted Insurance and Financial Advisers in St Helens
Rigby Financial is a family-run, independent insurance and financial advice firm established over 45 years ago. Led by Simon and Andrew Rigby, the business has grown into the largest independent broker in St Helens while maintaining its core values of honesty, expertise, and personal service. With a team of over 18 professionals, we specialise in tailoring insurance and financial solutions for individuals and businesses nationwide. Our approach eliminates call centres and jargon, focusing on direct, transparent support.

Authorised by the Financial Conduct Authority, we combine market-leading knowledge with a commitment to securing competitive premiums without compromising coverage. Our long-term client relationships reflect our dedication to simplifying insurance and financial planning, ensuring clients receive bespoke advice and efficient claims handling. Operating from St Helens and Southport, we serve clients across the UK, prioritising trust and reliability in every interaction.
Services
Car Insurance Home Insurance Commercial Insurance Cyber Insurance Fleet Insurance Landlords Insurance Pensions Advice Mortgage Advice Business Protection Private Medical Insurance
Details
  • Year established: 1980
Highlights and features
  • We have over 45 years of experience in insurance and financial services.
  • Our family-run business prioritises personal, jargon-free client relationships.
  • We secure competitive premiums through partnerships with trusted insurers.
  • Our team of 18+ professionals offers expert, FCA-regulated advice.
  • We provide direct, efficient claims support with no call centres involved.
Associations and certifications
  • Financial Conduct Authority
What people say
Best deal annually Friendly and knowledgeable Prompt claims resolution Professional service Highly recommend
Website
Services
Commercial Insurance
We provide tailored commercial insurance solutions for businesses of all sizes, including property, liability, and fleet coverage. Our team secures competitive premiums through trusted insurers while ensuring comprehensive protection. With expert claims handling and risk assessment, we help businesses mitigate financial risks and maintain operational continuity.
Personal Insurance
Our personal insurance services cover car, home, and high-net-worth requirements with customised policies. We negotiate directly with insurers to deliver cost-effective solutions without compromising coverage quality. Clients benefit from straightforward advice and efficient claims processing tailored to their specific needs.
Financial Planning
We offer independent financial advice on pensions, investments, and protection products. Our advisers create bespoke strategies aligned with clients' long-term goals, leveraging market expertise to optimise returns. Services include retirement planning, tax-efficient savings, and risk management solutions.
Cyber Insurance
Our cyber insurance policies safeguard businesses against data breaches, ransomware attacks, and other digital threats. Coverage includes legal defence costs, data recovery, and business interruption compensation. We help organisations implement risk mitigation strategies alongside tailored insurance packages.
Fleet Insurance
We specialise in fleet insurance solutions for businesses with multiple vehicles, offering combined policies that reduce administrative complexity. Our packages include comprehensive coverage options, driver flexibility, and risk management support to ensure cost-effective protection for commercial fleets.
People
Simon Rigby
Financial Director
Simon Rigby leads Rigby Financial's financial advisory division with over 20 years of experience. He specialises in pensions and wealth management, delivering tailored solutions while maintaining the family business's commitment to personal service.
Andrew Rigby
Insurance Director
Andrew Rigby oversees the insurance division, leveraging his 25+ years in the sector to provide expert risk assessment and coverage solutions. He maintains the company's focus on competitive pricing and client-centric service delivery.
Questions
What insurance services does Rigby Financial offer?
We provide car, home, commercial, cyber, fleet, and landlords insurance alongside financial advisory services including pensions and mortgages.
How does Rigby Financial help businesses save money?
We negotiate competitive premiums through trusted insurer partnerships and offer combined policies to reduce costs while maintaining comprehensive coverage.
How long has Rigby Financial been in business?
Established in 1980, we've provided insurance and financial advice services for over 45 years with a focus on long-term client relationships.
What areas does Rigby Financial serve?
While based in St Helens and Southport, we serve clients nationwide across the UK for both personal and commercial insurance needs.
What makes Rigby Financial different from other brokers?
As a family-run business, we combine personal service with FCA-regulated expertise, avoiding call centres and jargon to prioritise client needs.
Reviews (3)
Caroline M.
Feb 03, 2026 Report
Excellent professional and personal service. I have used Rigby for many years and they have always served our business well.
Carl Danby
Oct 06, 2025 Report
I have used Rigby Financial for many years for both our business insurances and also at home. They are really easy to deal with, always proactive and make our insurance dealings very simple.
Nicola Walker Whiston
Dec 21, 2017 Report
Fantastic, personal service. Feel like a name not a number. I have used Ralph Rigby for the last twenty two years for my car, motorbike and Home & Contents insurance. Always aim to get you the best deal on the market and always follow up with the correct paperwork. A professional, efficient service.