Business Details
Trusted Chartered Financial Advisers in Chester
Innes Reid Investments is an established financial advisory firm based in Chester, specialising in independent financial planning and wealth management. With over two decades of combined experience, our Chartered Financial Planners deliver impartial advice tailored to individual and business needs. We focus on building long-term relationships through transparent fee structures, proactive portfolio management, and comprehensive retirement planning.Our team holds advanced qualifications including the G60 pension planning certification and maintains FCA authorisation. Clients consistently rate our approachability and trustworthiness, with 9.5/10 recommending us to others. We provide holistic solutions covering pensions, inheritance tax planning, business protection, and investment management, supported by our award-winning service since 2012.
Services
Financial Planning
Wealth Management
Pensions Advice
Inheritance Tax Planning
Business Protection
Highlights and features
- Chartered Financial Planners with G60 pension qualification
- 9.5/10 client recommendation rate based on 52 reviews
- Transparent fee structures with no hidden charges
- Specialist inheritance tax planning reducing bills by 400,000+
- Award-winning service for six consecutive years
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Outstanding support
Excellent service
Life-changing advice
Professional and friendly
Peace of mind
Services
Financial Planning
Our financial planning service creates tailored strategies for personal and business clients. We assess your complete financial situation to develop comprehensive plans covering investment management, retirement preparation, and tax efficiency. With Chartered status and advanced pension qualifications, we ensure your financial roadmap adapts to changing circumstances while maintaining FCA-regulated standards. Clients benefit from our 9.5/10 satisfaction rating and six consecutive years as VouchedFor top-rated advisers.
Wealth Management
Wealth management services focus on proactive portfolio management and tax-efficient investing. Our team monitors market conditions to optimise investment performance while aligning with your risk profile. Through discounted fund access and comprehensive reviews, we help clients maximise returns. The service includes inheritance tax mitigation strategies and trust planning, supported by our Chartered Financial Planner status and specialist pension transfer approval from the FCA.
Pensions Advice
Pension advisory services cover all aspects from auto-enrolment schemes to complex inheritance tax planning. Our G60-qualified advisers provide flexible drawdown options and annuity reviews. We specialise in consolidating multiple pension pots and optimising state pension entitlements. With FCA-approved pension transfer status, we ensure compliance while helping clients achieve retirement income goals through stress-tested financial roadmaps.
Inheritance Tax Planning
Our inheritance tax specialists develop strategies to preserve wealth for beneficiaries. Services include trust creation, lifetime gifting strategies, and care home fee protection. We've successfully reduced tax bills by over 400,000 for clients through tailored solutions. The service combines advanced tax knowledge with practical implementation, ensuring your legacy passes to intended beneficiaries while maintaining compliance with current legislation.
Business Protection
Business protection services safeguard companies against financial risks from key person loss or shareholder changes. We implement tailored solutions including key person insurance, share protection arrangements, and income protection policies. Our approach considers both corporate and director-level needs, ensuring business continuity during transitions. The service integrates with personal financial planning to create comprehensive protection strategies for business owners.
People
Mark Reidford
Managing Director
Managing Director with 10/10 ratings for service quality and client understanding. Leads our award-winning team, specialising in holistic financial planning and inheritance tax mitigation. Holds advanced pension qualifications and has reduced client tax bills by 400,000+.
Craig
Financial Advisor
Experienced financial advisor serving clients for over 11 years. Specialises in pension management and investment planning with annual portfolio reviews. Recognised for professional service and prompt implementation of client instructions.
Daniel Roberts
Financial Planner
Specialist in retirement planning with expertise in pension consolidation. Provides ongoing support for business clients and individuals. Known for clear communication and annual financial projections that help clients achieve long-term goals.
Questions
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners with G60 advanced pension qualifications. We maintain FCA authorisation and have approved pension transfer specialists.
How do you charge for financial advice?
We provide transparent fee structures during initial consultations. Charges vary by service complexity but always include clear explanations with no hidden costs.
Can you help with existing pension arrangements?
Yes, we review existing pensions to assess performance against goals. Our specialists consolidate multiple pots and optimise investment strategies for better outcomes.
What areas do you cover?
Based in Chester, we serve clients across North Wales, Manchester, Liverpool, Wirral, and the North West regions with flexible meeting options.
How do you handle inheritance tax planning?
We create tailored strategies using trusts, lifetime gifting, and tax-efficient investments. Our specialists have successfully reduced client tax bills by over £400,000 in documented cases.
What happens during the initial consultation?
Your free initial consultation (worth up to £300) includes financial goal discussion, current arrangements review, and tailored strategy recommendations with no obligation.
