Business Details
50+ Years
experience
Specialist Insurance for Complex Circumstances
At Insurable, we specialise in providing tailored insurance solutions for individuals and businesses facing unique challenges due to criminal convictions, CCJs, IVAs, or bankruptcies. Established in 1966 as part of Gothic Insurance Brokers Ltd, our team brings decades of industry expertise to address complex insurance needs that mainstream providers often overlook. We work closely with a dedicated panel of insurers to offer competitive coverage options for public liability, employers' liability, commercial properties, residential homes, landlords, and unoccupied properties.Our approach combines professional broking services with a deep understanding of the difficulties faced by clients seeking insurance after financial or legal difficulties. As an FCA-authorised firm, we maintain rigorous compliance standards while prioritising accessibility and fair treatment for all clients. Our office hours and contact details ensure straightforward communication for policy inquiries and support.
Services
Liability Insurance
Commercial Insurance
Home Insurance
Landlords Insurance
Unoccupied Insurance
Details
- Year established: 1966
Highlights and features
- We offer 58 years of specialist insurance expertise since 1966
- Our FCA-authorised status ensures regulatory compliance and client protection
- We maintain dedicated insurer partnerships for high-risk policy solutions
- We provide tailored coverage for unoccupied properties and commercial risks
- Our team understands legal disclosure requirements under the Rehabilitation of Offenders Act
Associations and certifications
- Financial Conduct Authority
Services
Liability Insurance
Public and employers' liability insurance for businesses with complex histories. We specialise in providing coverage for companies facing challenges due to criminal convictions, CCJs, or bankruptcies. Our solutions protect against legal claims arising from injuries or property damage during business operations.
Commercial Insurance
Tailored coverage for shops, offices, and factories with non-standard requirements. We address insurance needs for businesses affected by financial difficulties or legal histories. Our policies cover property damage, business interruption, and liability risks across various commercial sectors.
Home Insurance
Specialist household insurance for properties with occupants having criminal records or financial issues. We provide buildings and contents coverage considering unspent convictions and bankruptcy status. Our policies address unique risks while maintaining essential protection standards.
Landlords Insurance
Comprehensive protection for rental properties managed by landlords with challenging backgrounds. Our policies cover property damage, liability claims, and loss of rental income. We specifically address risks associated with unspent convictions and financial difficulties affecting insurance eligibility.
Unoccupied Insurance
Specialist coverage for empty properties requiring non-standard insurance. We cater to owners with criminal records or financial issues needing protection against damage, theft, and liability risks. Our policies address the increased risks associated with vacant buildings and complex client histories.
Questions
What convictions need disclosure?
Unspent convictions under the Rehabilitation of Offenders Act 1974 must be disclosed. Spent convictions don't require declaration. Contact us for specific guidance.
Do you cover Scottish properties?
Yes, we provide insurance for properties in Scotland with different disclosure requirements. Please contact us for specific Scottish law compliance details.
How long for policy issuance?
Our specialist team typically processes applications within 1-3 working days once all required information is received.
Can I get insurance after bankruptcy?
Yes, we specialise in providing insurance solutions for individuals and businesses with bankruptcy histories through our dedicated insurer panel.
What payment methods are available?
We accept standard payment methods for policy premiums. Contact our office for specific payment arrangement details.
