Business Details
27 Years
experience
Independent Financial Planning Experts in Poole
PFM Associates was founded in 1999 to provide independent, holistic financial planning to clients across Poole, Bournemouth, Dorset, Hampshire, and the South Coast. With over 25 years of experience, we specialise in creating tailored financial strategies that address individual client needs. Our team of Chartered financial planners combines deep industry expertise with a client-centric approach, ensuring long-term financial security through pensions, retirement planning, investments, and wealth management.We prioritise transparency, ethical standards, and continuous support, helping clients navigate complex financial decisions with confidence. Our commitment to excellence is reflected in our regulatory compliance and positive client testimonials spanning decades.
Services
Holistic Financial Planning
Pensions Advice
Retirement Strategies
Wealth Management
Tax Planning
Lifetime Mortgages
Investment Management
Long-Term Care Planning
Details
- Year established: 1999
Highlights and features
- We have over 25 years of experience in independent financial planning.
- Our team consists of Chartered financial planners with specialist expertise.
- We provide tailored solutions aligned with individual client goals.
- Our advice is regulated by the Financial Conduct Authority for trustworthiness.
- We focus on long-term client relationships and transparent communication.
Associations and certifications
- Financial Conduct Authority
- Chartered status
What people say
Patient and gives good sound advice
Confident money well-managed
Explains complex matters clearly
Wide knowledge base
Highly recommend
Services
Holistic Financial Planning
We take a complete view of your financial situation to create tailored strategies that integrate pensions, investments, and retirement goals. Our approach ensures all aspects of your finances work together cohesively. By analysing income, assets, and long-term objectives, we develop roadmaps to help you achieve financial security and lifestyle aspirations.
Pensions Advice
Our experts help maximise tax-efficient pension savings and navigate complex rules for workplace, personal, and consolidated pensions. We provide clarity on retirement options, including salary sacrifice arrangements and strategies for higher earners. Our goal is to ensure you have sufficient funds to support your desired retirement lifestyle without financial stress.
Wealth Management
We offer bespoke wealth management solutions that preserve and grow assets through strategic investments and tax optimisation. Services include estate planning, succession strategies, and risk management. Our independent advisers access the entire market to create diversified portfolios aligned with your risk tolerance and long-term financial goals.
Lifetime Mortgages
We provide expert guidance on releasing equity from property for clients over 55 while preserving inheritance. Our advice covers lump sum or regular payments to fund home improvements, retirement income, or family support. We ensure solutions align with your long-term financial plans and care requirements.
Tax Planning
Our Chartered planners optimise tax positions through strategies like spreading income across tax years and maximising pension relief. We help reduce liabilities on income tax, capital gains, and inheritance while ensuring compliance with evolving UK legislation. This ensures more of your wealth is preserved for your goals.
Questions
What areas do PFM Associates cover?
We serve clients in Poole, Bournemouth, Dorset, Hampshire, and across the South Coast.
Are PFM Associates regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority.
Can I get help with pension consolidation?
Yes, we analyse whether consolidating multiple pension pots makes sense for your financial situation.
Do you offer tax planning services?
Yes, we provide bespoke tax planning to reduce liabilities on income, capital gains, and inheritance.
What is a Lifetime Mortgage?
A Lifetime Mortgage allows homeowners over 55 to release equity from their property while retaining ownership.
