Business Details
Your Trusted Financial Advisers in Salisbury
Hurst Financial Consultancy is an independent financial advisory firm authorised and regulated by the Financial Conduct Authority. Established by professionals with decades of experience in banking and financial services, we specialise in providing impartial advice tailored to individual client needs. Our team of qualified advisers offers expertise in pensions, investment management, life assurance, mortgages, and tax-efficient financial planning. We operate under the philosophy of 'Straightforward Advice in Black & White', ensuring clarity and transparency in all recommendations.With access to the full range of UK financial products, we prioritise client choice and value for money over restricted advice models. Our dedicated relationship managers conduct comprehensive financial health checks, addressing protection, retirement planning, and wealth preservation. We maintain a client-centric approach, offering tailored review processes and secure online access to investment valuations. Our transparent fee structure guarantees no charges unless tangible benefits are delivered to clients.
Services
Pension Planning
Investment Management
Life Assurance
Mortgage Advice
Tax Planning
Equity Release
Critical Illness Cover
Business Protection
SIPP/SSAS Management
Inheritance Tax Planning
Highlights and features
- We are FCA-authorised independent financial advisers with access to the full UK market
- Our team includes specialists with over 30 years' industry experience
- Transparent fee guarantee ensures payment only for demonstrable client benefits
- Dedicated relationship managers provide personalised financial health checks
- Secure online platforms allow real-time investment valuation monitoring
Associations and certifications
- Financial Conduct Authority
Services
Pension Planning
We offer comprehensive pension planning services covering personal pensions, company schemes, and self-administered plans. Our experts help clients unlock deferred benefits and optimise retirement income strategies. With specialist knowledge of UK pension regulations, we ensure compliance while maximising tax efficiency and long-term growth potential for secure retirement planning.
Investment Management
Our investment management services include portfolio creation using unit trusts, stocks, and offshore funds. We develop tailored strategies balancing growth and income objectives while considering individual risk profiles. Regular performance reviews ensure alignment with evolving financial goals and market conditions across equity, bond, and property markets.
Life Assurance
We provide life assurance solutions covering family protection, mortgage security, and business continuity. Our policies protect against income loss from critical illness or disability while offering tax-efficient inheritance planning. We tailor coverage amounts and terms to match clients' specific financial obligations and family circumstances.
Mortgage Advice
Our mortgage advisory service covers residential and commercial property financing. We access all major lenders' schemes to find optimal solutions for first-time buyers, remortgaging, equity release, and buy-to-let investments. We consider tax implications and long-term financial planning when recommending mortgage structures.
Inheritance Tax Planning
We specialise in inheritance tax mitigation strategies using will-writing services and trust structures. Our approach balances wealth preservation with legal compliance, incorporating life assurance policies and tax-efficient investments to minimise estate duty liabilities while ensuring smooth asset transfer to beneficiaries.
People
Mike Hurst
Chairman and Founder
With over 30 years in financial services, Mike established Hurst Financial Consultancy in 1995 after senior roles at Barclays and a Bournemouth advisory firm. He now focuses on business development and mentoring the advisory team.
Jon Budden
Director / Investment Adviser
Jon joined in 2005 after private banking experience, specialising in retirement planning and estate management. He provides expert guidance on inheritance tax strategies and investment portfolio structuring for high-net-worth clients.
Neil Hall
Consultant
Neil brings 30+ years' experience, including a decade at Prudential. He specialises in pensions, investment planning, and equity release solutions, offering tailored advice to clients across Wiltshire and surrounding regions.
Chris Gill
Consultant
Chris joined in 2022 with 25 years' experience in insurance and financial services across the UK and Asia. A Chartered Financial Planner and PFS Fellow, he helps clients achieve long-term financial security through strategic investment management.
Questions
What makes Hurst Financial Consultancy independent?
We have access to the full UK market of financial products, unlike tied advisors who only recommend specific providers' offerings.
What financial planning areas do you specialise in?
We focus on pensions, investments, life assurance, mortgages, tax planning, and business protection solutions.
Can I view my investments online?
Yes, we provide secure online access to monitor your investment valuations and portfolio performance.
How do you charge for your services?
Our transparent fee structure means you only pay when we deliver demonstrable financial benefits.
Do you offer pension scheme management?
We specialise in SIPP and SSAS management, offering tailored self-administered pension solutions.
What business protection services are available?
We provide keyperson insurance and share protection schemes to safeguard business continuity.
