Business Details
Trusted Financial Advisers in Southampton
Established as part of Foresters Friendly Society, POIS has served over 55,000 members for more than 140 years. We specialise in providing tax-efficient savings solutions, including Lifetime ISAs and Junior ISAs, with government bonuses to support long-term financial goals. Our expertise extends to managing with-profits funds, ensuring members benefit from annual and final bonuses while maintaining capital security.As a regulated entity under the Prudential Regulation Authority, we prioritise transparency, offering discretionary financial support, community benefits, and practical assistance. Our UK-based team delivers personalised service Monday to Friday, ensuring members receive tailored advice and access to exclusive benefits.
Services
Lifetime ISA Top Ups
Junior ISA Top Ups
Savings Plans
Member Benefits
Discretionary Grants
Highlights and features
- Over 140 years of expertise in member-focused financial solutions
- Exclusive access to discretionary grants and community benefits
- Government bonuses on Lifetime and Junior ISAs
- UK-based team offering personalised financial guidance
- Regulated by the Financial Conduct Authority for client protection
Associations and certifications
- Prudential Regulation Authority
- Financial Conduct Authority
What people say
25% government bonus
Discretionary financial support
Exclusive member benefits
140-year heritage
UK-based team
Services
Lifetime ISA Top Ups
Lifetime ISAs allow annual investments up to 4,000 with a 25% government bonus. Funds can grow through annual and final bonuses, supporting first-home purchases or retirement. Members access exclusive benefits without additional costs.
Junior ISA Top Ups
Junior ISAs offer tax-free growth for children's futures, with annual allowances up to 9,000. Investments may earn annual and final bonuses, and beneficiaries gain membership benefits. Parents control contributions until adulthood.
Discretionary Grants
Members may apply for discretionary grants covering education, healthcare, or emergencies. Funds like the Educational Award and Help at Home Benefit provide targeted assistance. Applications are assessed individually for fair distribution.
Questions
What membership benefits do POIS members receive?
Members access discretionary grants, healthcare support, educational awards, and community events. Benefits are non-regulated and reviewed annually for relevance.
How do Lifetime ISA government bonuses work?
Lifetime ISAs receive a 25% annual government bonus on contributions up to £4,000. Bonuses are subject to tax rules and individual circumstances.
Can I top up my child's Junior ISA online?
Yes, online debit card payments allow flexible Junior ISA top-ups. Annual limits apply, and funds may grow through annual bonuses.
Is my money secure with POIS funds?
Funds are managed conservatively with capital security prioritised. Unit values fluctuate with market conditions, and bonuses are not guaranteed.
How do I apply for discretionary grants?
Contact POIS directly via phone or email to discuss eligibility. Grants are awarded case-by-case based on financial need and available funds.
