Waterside Credit Unions
Credit Union in Derry, County Londonderry
Waterside Credit Union ltd is a financial co-operative owned and controlled by it members. Founded for over forty years to cover the requirements of those who live or work in Waterside, Glendermott, Strathfoyle and Ardmore areas. As a member you become a co-owner of Waterside Credit Union ltd and share equal rights with all other shareholders. You can achieve financial independence through regular savings and have fair and affordable access to loans, as well as new, innovative services to suit the requirements of modern living.
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Waterside Credit Unions
read moreDisclaimer: This information is provided for illustrative purposes only. It does not constitute a loan offer. The results displayed by this calculator are approximate only and are not a statement of the actual repayments that will be charged on any actual loan. They will be a close approximation of actual loan repayments if available at the terms entered.
About Us
read moreThe Mission of the Credit Union is to promote the financial well being of its members. To achieve this purpose the Credit Union is committed to providing a broad range of innovative financial products supported by the excellent service of a dedicated, well-trained staff. These programs will be administered in accordance with sound management practices to maintain the financial strength of the Credit Union. The Board of Directors, Management and Staff of the Credit Union hereby affirm that the efforts of the Credit Union will be consistently and professionally dedicated to the accomplishment of this mission.
Waterside Credit Union Ltd
read moreMembers of the Waterside Credit union aged over 18 years may apply for a loan for a provident or productive purpose. All loans are provided from the savings of other members. Loan applications may be made at any time during the normal office hours or online. We now offer same-day loan approval, subject to status with the majority of loans approved and paid to members on the day of application First Loan applications cannot be completed online. Payments are arranged to suit your circumstances and there are no penalties for early repayments.
Waterside Credit Union Ltd
read moreOne of the main aims of a Credit Union is to encourage members to develop the habit of regular savings. For the individual the advantages of building up savings are obvious. These savings may be planned for something in the future or just for the rainy day which comes to so many of us. In Credit Union the extra benefit is that your savings will be used to make loans available to other members and to yourself. Each Credit Union, within legal limits, decides on the maximum amount of savings that each member may have.