Tim Jopling Direct Financial Solutions

read moreI am Tim Jopling the Practice Principal and the person responsible for managing the Direct Financial Solutions Proposition. Qualified to Diploma Level 4 and with experience over 21 years in offering a bespoke range of Financial Planning Solutions to clients who require "Trusted Face to Face Advice" and a worthwhile on going service. Direct Financial Solutions LLP is directly authorised by the Financial Conduct Authority (FCA) and adheres to the strict rules and principles governing Financial Advice in the UK today.

read moreEffective Inheritance Tax Planning is essential to avoid leaving a substantial tax liability at death, thereby substantially reducing the value of the estate passing on to beneficiaries. We can help you with Inheritance Tax Planning by assessing how we can minimise your tax liability and maximize what you can pass on to your loved ones.

read moreI have known Tim Jopling for 8 years. When he arranged family protection and pension cover for us, he provided us with a professional service which suited our needs. Just over a year ago I was widowed and Tim quickly sorted all our policies for me. He always provides a professional but friendly service and was sensitive to my situation. He couldn't have been more helpful at a desperate time. I fully trusted Tim to invest my money wisely and he explained everything clearly, providing me with all the information I needed to make decisions.

read moreIf you end up going into long term care that can take even more of your hard earned wealth. The local authority can and will take the value of your family home into the account and may take a legal charge over it to secure repayment of funding costs. We use strategies to help preserve your wealth and make sure it eventually goes the people that you want to. There are a number of straight forward steps that can be taken to avoid this loss of capital, income or asset's including the family home.

read moreWe understand that an individual will want to make provisions to protect their family from financial liabilities in the unfortunate event of their premature death. We also believe that it is important to consider the long-term financial implications in the event that an individual suffers from a serious illness in the future. We will review any existing protection arrangements and consider any gaps in protection you may have. We can then advise you on areas we feel may need to be considered due to your specific requirements and circumstances.

read moreFirstly we will establish your tolerance to risk. We will also ensure we have a full understanding of your present Savings and Investments. We will discuss with you your Investment timescales for example, saving capital for School Fees, Further Education or Retirement needs. Dependent on the clients circumstances it is then a case of arranging the correct allocation of assets between: Cash Deposits, Fixed Interest Securities, Property and Equities. This service ensures the close monitoring of the various funds held within the Portfolio and rebalancing will occur every 3 months.

read moreWe would establish your existing pension schemes, including personal and any company pensions you may have, along with any current contributions being made. We can help you with drawing up an initial plan, retiring early, reviewing existing plans, or considering drawing your benefits from existing schemes.