The Mortgage Guy

read moreThe Mortgage Guy Ltd has a very personal relationship with the clients it deals with, qualified in mortgage advice and practice with a no obligation advice service the Mortgage Guy Ltd is the company to use for mortgages and mortgage protection. The company is managed by Mr Christopher Knapman who has been focusing on the mortgage sector for many years. I joined the Financial Services Industry in 2002 specialising in mortgages. Previous to this I had spent most of my working life in engineering, first as an apprentice and finishing as a line manager in a firm in Plymouth responsible for 60 staff, over 3 shifts, handling both raw sheet metal through to painted and assembled components.

read moreThere are many types of mortgage in existence. Which mortgage is right for you depends upon your circumstances and requirements. The cheapest rate might not necessarily be the best long term prospect as other factors can control the amount you pay over time. The repayment-type model which is the safe method guaranteeing that the mortgage will be repaid at the end of it's term (providing payments are maintained throughout the term of the mortgage). The interest only method which relies on another form of repayment for the capital at the end of the term.