Seymour Conner

Has your income gone down, leading to debts and arrears you cannot afford to pay or is your bank just being difficult and the pressure is on? You might be behind with your Mortgage payments and being bombarded night and day with phone calls and letters demanding money. Perhaps you may have entered into an arrangement to repay your debts and which through no fault of your own you can't honour? Probably you were mis-sold an IVA. Are you worried you might lose your home because you're in arrears with the Mortgage payments? Maybe you are stuck with a Northern Rock mortgage!