Ratcliffe & Bibby

read moreNeil has lived and worked in Morecambe all his life and is committed to the area and proud of his local ties. After graduating from Warwick University Neil returned to Morecambe to begin a career in law. Neil joined Ratcliffe & Bibby in 1987, becoming a director of the firm in 2004. Specialising in residential conveyancing matters, Neil also carries out general litigation work and provides advice on landlord and tenant issues. In his younger days Neil was both a keen footballer and golfer, representing Morecambe Golf Club at Junior Level.

read moreOur costs for dealing with the recovery of a debt under 100,000 owed to a business would be based on a time recording basis and our typical price for this is between 250 and 750 plus VAT which is added at the rate of 20% to give a total for our charges of between 300 and 900. A matter that is concluded quickly, perhaps after the first contact with the debtor will incur a fee at the lower end of the range, and a matter that involves more protracted correspondence or negotiation will attract a higher fee.

read moreRatcliffe and Bibby Solicitors can attend to all of your Conveyancing needs, offering a fast and efficient yet personal service. Employing all the latest technology means that searches and reports can be requested on-line often meaning a faster service for the client. Communication by email makes it easy for us to act for clients anywhere in England and Wales, or even further afield. By phone, we do not have an automated telephone system, which means you always get through to speak to someone in connection with your work during office hours.

read moreRatcliffe and Bibby have a Family Department that makes sure every client matters. We provide professional, specialist assistance on all aspects of Family Law. With years of experience we are here to help, not to judge or disapprove. We can deal with all issues arising out of a family breakdown at any of our three offices and believe us when we say "Nothing will surprise us!" Meet our Family and Divorce Solicitors and Specialists. The department work exclusively on matters relating to family, divorce and children law so have the depth of expertise to discuss with you all the available options.

read moreWe offer a special range of services to meet the needs of elderly clients and clients with elderly relatives. We understand at Ratcliffe & Bibby that home visits may be necessary as some clients have difficulties in travelling and are no longer used to the prospect of leaving the family home. We are therefore happy to make arrangements for home visits to take instructions from clients and do not charge any extra for the service. We also place great importance on establishment of a good relationship between client and solicitor and will therefore endeavor to ensure that so far as is possible the same staff are always available to provide continuity of service and help to develop a good working relationship.

read moreA holiday should be a time to relax and enjoy yourself, if you have suffered an injury whilst on holiday and somebody else was at fault you may be entitled to bring a claim for compensation. Even if your injury has taken place abroad, a personal injury claim may still be available to you in England. Time limits on holiday claims can vary significantly and we would therefore suggest you contact us as soon as possible following your accident and return to England. If you wish to bring a claim please contact one of our team directly for a telephone discussion or preliminary meeting free of charge.

read moreRe-mortgage work can arise for a number of different reasons. It may simply be to obtain a better rate and cut down your outgoings or a re-mortgage may arise because of a Transfer of Equity or other change of ownership in the Title to the property. It must also be remembered that re-mortgage work can sometimes encompass private mortgages where relatives or friends wish to loan a sum of money to you but need it securing by a mortgage. We are Panel Solicitors for the majority of the leading lending institutions.

read moreIf you have suffered an injury from slipping or tripping and somebody else was at fault you may be entitled to bring a claim for compensation for the injuries you have suffered. Accidents can happen on the road or the pavement even in a supermarket or a shop or at work or school and if you have suffered then we may be able to assist you in obtaining compensation for your injuries. We have acted for clients in all kinds of slip and trip claims acting against large supermarket chains and local councils to name but a few.