Mortgage & Property Centre

read moreFinding a new property is stressful enough, so let us ease the burdens. Get in touch early in the process and we'll find you a mortgage that gets you into your new home with minimum fuss. Many people wonder if they could be paying less for their mortgage and often the answer is yes. We have access to all products from all lenders, including exclusive broker-only deals. Your house needs insuring properly and you shouldn't take risks with your income or ability to pay your mortgage. We have close relations with many law firms and surveyors.

read moreAt the Mortgage & Property Centre we provide personalised advice on all types of mortgages, remortgages, mortgage protection policies, property insurance, surveys & conveyancing. We are directly authorised by the FCA, fully independent and source mortgages from the whole of the market. Your dedicated broker will process your applications from start to finish and, following completion, clients are added to our servicing system to ensure they are always on the most appropriate mortgage for their circumstances, never paying more than is necessary for their borrowing.

read moreBuy to Let mortgages are supported primarily by the rent a property generates and each lender has its own formula for calculating the minimum rent required for a given loan amount. The rental income for a property will be assessed during the lender's valuation by the surveyor, or by reference to the current tenancy agreement, if the property is already let. You can have numerous buy to let mortgages and special schemes are available to portfolio borrowers. Also, most lenders now require a minimum deposit or equity of 25% and many have minimum personal income levels, to ensure applicants can meet the mortgage payments at times when a property may not be generating any rental income.