Moneypoint Finance

read moreAs a mortgage broker that has been trading for over 25 years we have a wealth of experience and knowledge of the UK mortgage and loans market. We access a select panel of the UK mortgage and loans market enabling us to find you the right deal for you and we provide a full advice and recommendation service for mortgages. A dedicated friendly advisor will assist you through to completion and help you every step of the way. We have a range of products available from our selected panel, whether you are looking to purchase, re mortgage, or you are looking for a secured loan, we have a variety of product choices available at competitive rates.

read moreSecured loans (often called second-charge loans or home-owner loans) are only available to homeowners. People use secured loans to finance improvements to the home, or pay for special one-off items like a wedding or home improvements. This means that a legal charge is taken on your property, in a similar way that your mortgage company has a charge on your home. Secured loans give homeowners a way to borrow at competitive rates without affecting their existing mortgage deal. These loans have a variable interest rate (like many mortgage deals) and interest rates can go up as well as down.

read moreBuy-to-let mortgages let landlords borrow money specifically to buy a property to rent out. Unlike a standard mortgage, with a buy-to-let-mortgage, lenders take your income into account as well as a percentage of the rental income you will get from letting the property. Buy-to-let mortgages usually are on on an interest-only basis, which means that repayments will not go towards repaying the loan and at the end of the buy-to-let mortgage, it is the cash from the sale of the property that covers the outstanding amount.