Goldhill Finance Limited
Financial Services in Northwich, Cheshire
As an established direct lender, we provide tailored bridging finance supported by our own private funding, allowing us to move with exceptional speed and precision. Our business is built on over 30 years of expertise in secured finance, during which we have refined a process that delivers prompt decisions and swift completion. In many cases, approvals are issued within hours and funds are transferred to solicitors within days. This structure allows us to remove delays commonly associated with traditional lenders and focus on executing transactions smoothly.We specialise exclusively in short-term bridge loans, offering facilities from 10,000 with flexible terms ranging from one month to 12 months, with up to 24 months available as a payment plan. Applications are assessed on a case-by-case basis, including first, second, and third charge lending, without the requirement for proof of income or exit fees. We accept complex scenarios and adverse credit profiles, maintaining a clear and honest dialogue throughout. By combining transparent communication, competitive pricing, and a pragmatic lending approach, we deliver dependable solutions when timing, certainty, and experience are essential.
Highlights & Specialties
- Fast bridging finance with immediate decisions and rapid completions
- Direct private lender using own funds for speed
- Flexible short-term property-backed loans across the UK nationwide
- Approvals within hours and funding possible in 48 hours
- No upfront fees, no income proof required ever
- First, second, and third charge lending available options
Contact Details
Products & Services
Secured Property Loan
read moreWe provide secured property loans for homeowners seeking fast, flexible private finance. As a direct lender, we remove intermediaries to accelerate approvals and funding. Loans from 10,000 to 500,000 are secured against houses or flats. Decisions are often reached within hours, enabling urgent purchases or refinancing. Terms are straightforward and aligned to your exit strategy.
Property Development Finance
read moreOur development finance solutions are designed to deliver fast, reliable funding for ground-up builds, conversions, and substantial refurbishments. By lending directly against property value, we simplify the process and remove unnecessary obstacles. Flexible structures, rapid approvals, and staged drawdowns enable developers to maintain momentum and meet demanding project timelines.
Short Term Business Loans
read moreWe provide business owners with rapid access to private funding that is not available through mainstream lenders. Our short-term, property-backed loans support growth, working capital needs, and time-sensitive opportunities. By offering flexible terms from one to twenty-four months, we deliver practical solutions designed around urgent commercial requirements.
Reviews Write a Review
W. Bradbury
May 25, 2025
I worked with Goldhill to refinance part of my property portfolio with a 340,000 loan. The team were knowledgeable, fast, and really easy to deal with. They explained every step clearly and kept things moving without delays.
T. Jefferson
Mar 11, 2025
Goldhill Finance helped me secure 80k when another lender dragged things out too long. Whole thing was surprisingly stress-free quick decisions, clear comms, and funds exactly when I needed them.