
Always keep a regular eye on your individual finances as this will assist you make the majority of your money. Try to review any bank accounts, mortgage, loans, pension and savings bi-annually as this will aid make sure they're still right for you. Regularly check your income against expenditure as this will alert you early to potential financial problems. Being 'in the know' and streetwise can save your sanity and a potential fortune! It is imperative to have read about and understand the following subjects before applying for any kind of finance, hire purchase, utility service or credit.