AB1 Financial Planning

read moreIn today's complex world of financial planning, choosing the correct adviser has never been more important. Not only should you check how well qualified and experienced your adviser is, you should also make sure that you fully understand what type of advice he or she is authorised to provide. We believe that the best way is the simplest - only deal with an Independent Financial Adviser, and preferably one who has not just passed the Chartered Insurance Institute's Diploma qualification but holds the CII Advanced Diploma (degree level) qualification and is a Chartered Financial Planner.

read moreIt's never nice to have to think about it but you could lose your job, fall ill or worse. Fortunately for most of us the chances of dying before we reach our retirement is low, making life assurance relatively inexpensive. There is a much higher likelihood of you not being able to work for an extended period yet few of us protect ourselves or our family sufficiently against these events. The cost of providing cover against the worst that life can throw at us is relatively inexpensive. We can advise on a range of policies to suit your specific circumstances.

read moreThere is an old Chinese proverb that states "The best time to plant a tree is twenty years ago; the second best time is now." This proverb could have been written about pension saving. There is no doubt that the sooner you start contributing towards your retirement the better your retirement will be. More than any other form of savings, pensions benefit from significant tax breaks which will help your savings to grow quicker. Is an appointed representative of TenetConnect Services Limited, which is authorised and regulated by the Financial Conduct Authority.

read moreWith investment generally the more risk you are prepared to take, the greater the potential for higher returns over the long term, however higher risk can bring with it greater volatility which can be scary for the inexperienced investors and can lead to difficult decisions being taken should investments fall unexpectedly. Investing in cash and bonds to deliver a predictable return may seem prudent but over the long-term inflation could wipe out any gains you make whereas investing in property and shares is likely to give you a return over the long-term significantly above inflation making your money work harder for you but you have to live with the increased volatility.