Business Details
Expert Mortgage Brokers in Shrewsbury
Bee Mortgages has been providing expert mortgage and insurance brokerage services for over two decades, leveraging extensive industry experience to deliver tailored financial solutions. As an Appointed Representative of Mortgage Intelligence Limited, we operate under the rigorous standards of the Financial Conduct Authority (FCA), ensuring compliance and client protection. Our team manages the entire mortgage process from application to completion, offering regular progress updates and access to a wide range of lenders. We specialise in no-fee mortgage advice, funded entirely by lender commissions, and provide comprehensive insurance solutions through a carefully selected panel of providers.Our commitment to transparency is reflected in our clear communication of risks, including repossession warnings and optional payment protection insurance. Clients benefit from our affiliation with the Financial Ombudsman Service, ensuring impartial resolution of any disputes. With a focus on affordability and long-term financial planning, we assist first-time buyers, home movers, and re-mortgaging clients across the UK.
Services
Mortgages
Insurances
First Time Buyers
Re-mortgaging
Home Moving
Highlights and features
- We have over 20 years of experience in mortgage brokerage services.
- Our no-fee advice model is fully funded by lender commissions.
- We operate under Financial Conduct Authority regulation and oversight.
- We provide access to exclusive mortgage products and insurance plans.
- Our process includes regular client updates throughout the mortgage journey.
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Brokerage
We provide comprehensive mortgage brokerage services with access to a wide range of lenders. Our FCA-regulated process includes application management, progress updates, and tailored advice for first-time buyers, home movers, and re-mortgaging clients. All services are delivered with complete transparency regarding fees, risks, and lender terms.
Insurance Solutions
Our insurance brokerage covers life, critical illness, and income protection policies. We work with selected providers to offer bespoke protection plans that safeguard against financial risks associated with property ownership. Clients receive detailed explanations of coverage options, exclusions, and claims processes to ensure informed decision-making.
First Time Buyer Support
We specialise in guiding first-time buyers through the property purchase process. Services include affordability assessments, mortgage in principle approvals, and explanations of additional costs like stamp duty. Our no-fee advice helps clients understand lending criteria and identify suitable properties within their budget.
Re-mortgaging Assistance
Our re-mortgaging support includes analysis of existing mortgage terms, early repayment charges, and new deal comparisons. We manage the entire process from redemption statements to legal documentation, ensuring clients understand potential savings and associated costs while maintaining compliance with FCA regulations.
Home Moving Solutions
We assist clients moving to new properties with budget planning tools, mortgage affordability calculations, and transaction cost analysis. Our services include evaluating sale proceeds, comparing new mortgage options, and ensuring clients maintain financial stability throughout the moving process under FCA guidelines.
People
Stephen Bath
Director
Stephen Bath has over 20 years of experience in financial services, specialising in mortgage and insurance brokerage. As director of Bee Mortgages, he ensures compliance with FCA regulations while maintaining a client-focused approach to property financing solutions.
Questions
Does Bee Mortgages charge fees for mortgage advice?
No, we provide mortgage advice at no direct cost to clients as our services are funded by commissions from lenders and insurance providers.
Are your services regulated by financial authorities?
Yes, we operate under the Financial Conduct Authority (FCA) regulation as an Appointed Representative of Mortgage Intelligence Limited (FCA number 305330).
Do you offer services outside Shrewsbury?
While based in Shrewsbury, we provide mortgage and insurance brokerage services to clients across the entire UK mainland.
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, re-mortgaging solutions, home mover financing, and buy-to-let mortgage arrangements through our lender network.
How do you handle client complaints?
Unresolved complaints can be referred to the Financial Ombudsman Service, an independent body that impartially assesses disputes regarding financial services.
Can you help with insurance protection plans?
Yes, we offer life insurance, critical illness cover, and income protection plans through carefully selected insurance providers to protect mortgage commitments.
