Business Details
27 Years
experience
Your Trusted Financial Advisers in Wolverhampton
Regents Court Financial has been providing independent financial advice since 1999, combining extensive industry experience with a client-centric approach. Our team of qualified advisers specialises in mortgages, equity release, family protection, and business protection, offering tailored solutions to meet individual and corporate needs. We prioritise thorough understanding of each client's circumstances, delivering transparent advice while maintaining regulatory compliance through our authorisation by the Financial Conduct Authority.Regular reviews ensure ongoing suitability of financial arrangements, with a commitment to clear communication and no obligation initial consultations. Our expertise spans decades, including prior experience in financial services and property sectors, enabling comprehensive market insights and bespoke advisory services.
Services
Equity Release Plans
Mortgages
Family Protection
Business Protection
Buy to Let Mortgages
Details
- Year established: 1999
Highlights and features
- We have over 20 years of independent financial advisory experience
- Our team holds professional qualifications including Cert CII and PFS
- We provide FCA-regulated, whole-of-market mortgage advice
- Our service includes free initial consultations with no obligation
- We conduct regular reviews to maintain financial plan effectiveness
Associations and certifications
- Financial Conduct Authority (FCA)
Services
Equity Release Plans
Equity release plans allow homeowners aged 55+ to access tax-free cash from their property. Our FCA-regulated advisers provide comprehensive guidance on lifetime mortgages, explaining risks and benefits while creating personalised illustrations. We support clients through the entire process from initial consultation to fund release, ensuring clear understanding of all financial implications.
Mortgages
We offer whole-of-market mortgage advice covering over 2,000 products. Our qualified advisers help clients find competitive rates and suitable terms, using up-to-date market data. Services include first-time buyer mortgages, remortgaging, and buy-to-let financing, with transparent fee disclosure and ongoing plan reviews to maintain suitability.
Family Protection
Our family protection services include life assurance, income protection, and critical illness cover. We help clients establish financial safeguards against unexpected events, covering debt repayment, income replacement, and care costs. Regular reviews ensure continued protection adequacy as family circumstances evolve.
Business Protection
Business protection solutions identify and mitigate financial risks threatening company stability. We implement strategies to safeguard against key person loss, income disruption, and operational threats. Our advice helps maintain business continuity and protect shareholder interests through tailored insurance arrangements.
Buy to Let Mortgages
Specialist buy-to-let mortgage advice helps property investors maximise rental income potential. We assess investment viability, recommend suitable financing options, and calculate required rental yields. Our guidance covers both new investments and portfolio expansion strategies for landlords seeking profitable property ventures.
People
Andrew Clothier
Principal and Mortgage Adviser
Established Regents Court Financial in 1999 after working with Norwich Union and running an estate agency. Holds Cert CII (MP) and Cert PFS qualifications, specialising in mortgage advisory services with over two decades of independent financial advice experience.
Mike Reynolds
Mortgage and Protection Adviser
Former C&G employee with 27 years' experience, joined Regents Court Financial in 2016. Holds CMAP and ACIB qualifications, bringing extensive mortgage advisory expertise to support clients with residential and protection needs.
Rob Gutteridge
Advisor
Newest adviser with 30+ years' experience in mortgage advisory services. Previously worked with Britannic and local independent firms, providing specialist knowledge in residential mortgage solutions and financial planning.
Questions
What is equity release?
Equity release allows homeowners aged 55+ to access tax-free cash from their property through lifetime mortgages, providing financial flexibility while remaining in their home.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA), ensuring compliance with strict regulatory standards for financial advisory services.
What mortgage options do you offer?
We provide access to over 2,000 mortgage products including residential, buy-to-let, remortgage, and specialist schemes with competitive rates across the whole market.
Do you charge for initial consultations?
No, we offer free initial consultations with no obligation, allowing you to explore financial options before committing to any advisory services.
How do you ensure advice remains suitable?
We conduct regular reviews of financial arrangements to adapt to changing circumstances, ensuring ongoing suitability of mortgage, protection, and investment plans.
What protection services are available?
We offer life assurance, income protection, critical illness cover, and redundancy protection to safeguard families and businesses against unexpected financial challenges.
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