Business Details
35 Years
experience
Emergency
services
Trusted Yacht & Boat Insurance Solutions
Admiral Yacht was established in 1991 with a vision to provide flexible, tailored yacht insurance solutions. Our founder, an experienced yachtsman, identified a gap in the market for policies that cater specifically to sailing and motor yacht owners. Over three decades, we have built a reputation as specialists in yacht and boat insurance, offering bespoke coverage for sailors, motor yacht owners, and bluewater cruisers worldwide. As part of the Hayes Parsons Group, a leading independent insurance broker, we combine marine expertise with broader industry knowledge to deliver comprehensive solutions. Our in-house claims service, supported by a global network of surveyors and repair specialists, ensures efficient handling of claims while maintaining a personal touch.We pride ourselves on plain-English policies, expert support from sailing-experienced teams, and coverage for damages within approved marinas. Our commitment to innovation is reflected in features like emergency accommodation expenses, personal accident cover, and no excess for third-party liability claims. With a 90% client retention rate, we prioritise tailored service over automatic renewals, ensuring policies evolve with clients' needs.
Services
Yacht Insurance
Boat Insurance
Commercial Boat Insurance
High-Value Yacht Coverage
Crew Employers Liability
Details
- Year established: 1991
Highlights and features
- In-house claims team with global surveyor network
- Tailored policies for bluewater cruisers and high-value yachts
- No excess for third-party liability claims
- Expert underwriters with real sailing experience
- Flexible coverage for changing cruising plans
Associations and certifications
- Financial Conduct Authority
Services
Yacht Insurance
Comprehensive protection for sailing yachts and motor yachts up to 200,000. Includes third-party liability with no excess, personal accident cover, and emergency accommodation expenses. Policies adapt to cruising plans with mid-term adjustments at no administrative cost. Ideal for UK and European water voyages.
High-Value Yacht Coverage
Specialist insurance for yachts exceeding 200,000 through our Hayes Parsons partnership. Tailored terms for luxury vessels with custom cruising plans. Offers global protection with flexible policy durations for long-distance rallies like World ARC.
Commercial Boat Insurance
Risk management solutions for fishing boats, workboats, and commercial fleets. Covers liabilities up to 1 million with optional employers' liability protection. Available through our sister company for vessels exceeding standard policy limits.
Crew Employers Liability
Optional add-on for paid crew protection. Complements standard policies covering third-party liabilities. Available through specialist providers for comprehensive commercial operations.
Bluewater Cruising Insurance
Specialised policies for transoceanic voyages with adjustable cruising ranges. Includes no claims discount up to 20% and marina benefits. Supports policy adjustments mid-term for evolving expedition requirements.
Questions
Can I adjust my policy mid-term for changing cruising plans?
Yes, we accommodate mid-term changes to cruising areas or policy details without administrative fees.
Does racing coverage include rig protection?
Standard policies cover hull damage during racing with double excess, but rig protection requires additional coverage.
Are automatic policy renewals available?
No, we prioritise tailored service by offering manual renewals with updated terms each year.
What happens if my boat needs urgent repairs?
Contact our claims team during business hours for immediate assistance and potential interim payments.
Do I need a survey for older boats?
Yes, boats over 25 years typically require surveys before policy approval.
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