Business Details
38 Years
experience
Independent Financial Advisers in Salisbury
We are Annetts & Orchard, a team of Independent Financial Advisers based in Salisbury, Wiltshire. For over 35 years, we have provided financial advice rooted in integrity, transparency, and clarity, prioritising our clients' best interests. Our highly qualified advisers and dedicated administration team deliver tailored solutions for retirement planning, major life events, mortgages, and insurance. We operate under a fiduciary standard, ensuring recommendations align with clients' needs without hidden costs. Our commitment to long-term relationships is reflected in our ongoing service, which adapts to evolving financial goals.Recognised by the Financial Conduct Authority (FCA), we combine regulatory compliance with a client-centric approach. Our track record includes assisting clients with complex needs, from inheritance planning to critical illness cover, with empathy and expertise. Testimonials highlight our professionalism, clear communication, and ability to simplify financial decisions. We pride ourselves on making financial planning accessible, whether for first-time buyers or those nearing retirement. Our legacy of trust, built over decades, underscores our dedication to helping clients achieve financial security.
Services
Financial Planning
Mortgage Advice
Insurance Solutions
Retirement Planning
Investment Management
Estate Planning
Critical Illness Cover
Life Assurance
Pension Reviews
Tax-Efficient Investments
Details
- Year established: 1988
Highlights and features
- We operate under a fiduciary standard, prioritising client interests above all.
- Our 35+ years of experience ensure deep expertise in financial planning.
- We offer full fee transparency with no hidden costs.
- Our tailored advice adapts to evolving personal and financial circumstances.
- Recognised by the Financial Conduct Authority for regulatory excellence.
Associations and certifications
- Financial Conduct Authority
What people say
Professional and friendly
Portfolio growth exceeded expectations
Seamless mortgage process
Sympathetic and knowledgeable
Excellent service over decades
Services
Financial Planning
Our financial planning service creates tailored strategies to achieve long-term goals, whether retirement, major life events, or wealth preservation. We assess your current situation, risk tolerance, and aspirations to build a roadmap for financial security. Clients benefit from ongoing reviews to adapt to changing circumstances, ensuring sustained growth and peace of mind.
Mortgage Advice
We offer independent mortgage advice for first-time buyers, remortgagers, and property investors. Our process identifies the best rates and products suited to your financial profile. Clients receive support from application to completion, with transparent guidance on affordability and repayment options.
Retirement Planning
Our retirement planning focuses on optimising pension pots, tax efficiency, and sustainable income streams. We model cashflow scenarios to ensure your savings align with desired lifestyle goals. Clients gain clarity on retirement timelines and adjustments needed to meet targets confidently.
Insurance Solutions
We design insurance policies to safeguard families and assets, including life assurance, critical illness cover, and income protection. Our approach balances affordability with comprehensive coverage, tailored to individual circumstances and family needs.
Estate Planning
Our estate planning services mitigate inheritance tax liabilities and ensure smooth asset transfer. We advise on wills, trusts, and tax-efficient investments, helping clients protect their legacy for future generations.
People
Paul Orchard
Director & Financial Planner
Paul Orchard, a director and financial planner, brings decades of experience in crafting tailored financial strategies. His focus on retirement planning and client education ensures informed decision-making.
Tom Orchard
Director & Financial Planner
Tom Orchard, co-director, specialises in mortgage and investment solutions. His client-centric approach prioritises long-term financial security through transparent, jargon-free advice.
Darren Day
Chartered Financial Planner
Darren Day, a Chartered Financial Planner, offers expertise in complex financial cases, ensuring solutions align with clients' evolving needs and regulatory standards.
Lucy Mundy
Insurance Services Manager
Lucy Mundy manages insurance services, providing bespoke protection strategies. Her focus on client needs ensures policies offer comprehensive coverage without unnecessary complexity.
Will Sharpe
Mortgage & Protection Adviser
Will Sharpe advises on mortgages and protection plans, combining market knowledge with a commitment to simplifying financial decisions for clients.
Questions
What services does Annetts & Orchard offer?
We provide financial planning, mortgage advice, insurance, retirement strategies, pension reviews, and estate planning tailored to individual needs.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA number 820272).
How do you charge for your services?
We provide full fee transparency, with charges discussed upfront during our initial consultation.
Do you cater to first-time buyers?
Yes, we offer mortgage advice for first-time buyers and house movers.
Can you help with inheritance tax planning?
Yes, we specialise in strategies to mitigate inheritance tax liabilities.
What areas do you serve?
Primarily Salisbury and Wiltshire, with services available nationwide across the UK.
